What is a high net worth customer?

Hello, high net worth customers refer to the customer groups whose assets and liabilities exceed a certain standard in the accounts of a financial institution. Generally speaking, it means having money and having a large amount of net assets in financial institutions. It is mainly composed of small and medium-sized entrepreneurs, private miners, real estate developers, executives of listed companies and successful investors.

High-net-worth customers are potential customers of private banks, and they are very different from ordinary retail customers in terms of financial service needs. Taking ICBC as an example, high-net-worth customers need to meet:

A natural person who subscribes only for wealth management products with a share of not less than RMB 6,543,800+0,000; A natural person whose total personal or family financial assets exceed RMB 1 10,000 yuan when subscribing for wealth management products; A natural person whose personal income has exceeded RMB 200,000 per year in the last three years or whose total income of husband and wife has exceeded RMB 300,000 per year in the last three years.

I hope the above answers can help you.