Do kindergarten children have medical insurance?

You should buy medical insurance for kindergarten. Children's medical insurance is the New Rural Cooperative Medical Insurance or the Urban Resident Basic Medical Insurance. When participating in the insurance, the individual payment part is subsidized by the government. The reimbursement scope of kindergarten insurance mainly includes accidental death/disability, death from illness, accidental hospitalization, accidental outpatient service, accidental hospitalization allowance, illness hospitalization and major childhood illnesses.

1. Kindergarten children can participate in children's medical insurance through the kindergarten. Generally, if they meet the policy requirements, they will pay less. If the policy requirements are not met, parents may have to pay the full amount out of their own pocket.

2. You can also apply for it at the community subdistrict office, which only costs about 40 to 50 yuan a year.

3. It can also be purchased at the school. For preschool children with urban household registration in this city, the applicable medical insurance is the basic medical insurance for urban residents. The relevant specific regulations are as follows: This insurance is applicable to the following people in the medical insurance coordination area of ??this city:

(1) Students studying full-time in public or private primary and secondary schools, various colleges and universities, secondary vocational and technical schools and technical schools in this city (hereinafter collectively referred to as "school students"). Among them, school students with urban household registration in areas other than the city’s medical insurance co-ordination area must have corresponding official student status.

(2) The following residents with urban household registration in this city: preschool children and other non-school personnel under the age of 18 (hereinafter collectively referred to as minors); males over 18 years old and under 60 Non-employed persons aged 18 years and above and under 55 years old in females; persons aged 60 and above in males and 55 and above in females who cannot enjoy basic pension insurance benefits on a monthly basis.

I hope the above content will be helpful to you. If you have any other questions, please consult a professional lawyer.

Legal basis: Article 24 of the "Social Insurance Law of the People's Republic of China" The state establishes and improves a new rural cooperative medical system. The management measures for the new rural cooperative medical care shall be stipulated by the State Council. Article 25 of the "Social Insurance Law of the People's Republic of China" The state establishes and improves the basic medical insurance system for urban residents. The basic medical insurance for urban residents combines individual contributions and government subsidies. The government subsidizes the required personal contributions for people who enjoy the minimum living security, disabled people who have lost the ability to work, elderly people over 60 years old and minors from low-income families. Article 26 of the "Social Insurance Law of the People's Republic of China" The treatment standards of basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with national regulations.