A dark way to deal with people who don’t pay back money

Black ways to deal with people who don’t repay money

Black ways to deal with people who don’t repay money. I believe many people have encountered delays in repaying loaned money in their lives. When I come back, many people don't know how to deal with "old people" who don't pay back money. Here are some dark ways to deal with people who don't pay back money. Black method for dealing with people who don’t repay money 1

1. Fight fire with fire, suitable for dealing with debtors who repeatedly delay.

Some debtors borrow money quickly, but find it difficult to pay back the money. They often say they will pay back next month. The creditor waited impatiently until next month, but the other party continued: "There is no money this month, so wait until next month." It is estimated that it will take the Year of the Monkey and the Year of the Horse to wait for him to pay back the money. You might as well borrow something from him and fight fire with fire.

Of course it is impossible to borrow money. You can target his valuables, such as borrowing a car to drive. The law says that as long as you obtain your consent, it is not illegal if you do not steal or rob. You can imitate him and promise: "Man, please lend me the car to drive, and I will return it to you tomorrow." Then, drive the borrowed car home and keep it for a while, and when he mentions the car, you can also mention it in passing. Talk about paying back the money.

2. The door-to-door method of paying wages is suitable for dealing with debtors who always complain about poverty.

It is a bit difficult for ordinary creditors to know the hidden property of the debtor, but it does not take much effort to know where he works and when he pays wages. As long as you know how to socialize, most of the debtor's colleagues will tell you about his salary, even the specific amount. After all, everyone hates not repaying borrowed money, and interpersonal relationships in the workplace are complicated, so not everyone can get along with debtors.

If the debtor often complains about poverty, wait until the day when his salary is paid, visit him at home, and say to him: "Today is your salary day, please pay back some money." Usually, the debtor must I'm surprised that you can pick the time so accurately, and you can come up with some. The deadbeat debtor will continue to cry: "My performance this month is not good, I only received 3,000, so let's pay back 1,000 first." You then slap him in the face with powerful information: "I heard from your colleague that you received 3,000 this month." 7,000, I have taken photos of my salary slips, don’t fool me!”

3. Accompanying Shopping Law to punish debtors who spend money lavishly.

Some debtors always say they have no money, but their income is good. It turns out that they are used to spending money and spending money. As a creditor, you should pay close attention to his shopping and ask him to buy what you need for your daily life. One creditor even followed the other party when he was shopping for groceries, and even pretended to have met by chance: "Hey, you're shopping for groceries too, and you're eating so well. I don't have money to buy groceries now, so why don't you pay first."

4. Enforce debt collection laws together to punish debtors who pretend to be more powerful than others.

There are debtors who like to show off their power, and when creditors come to collect debts, they say I know so-and-so and move out the powerful people. This kind of debtor is so arrogant. He must not only lend you money, but also offend many people. As long as you unite all the Lao Lai's enemies and form a powerful debt collection team, no matter how many backers the debtor has, they probably won't be able to withstand it.

5. Find a professional debt collection company to deal with stubborn debt collectors.

Some old people have reached the point of stubbornness. You have tried every means to not pay back your debts. What should you do if you have a headache? You might as well choose a professional debt collection company. They are quite experienced in dealing with old people and can investigate hidden properties. There are many legitimate debt collection companies now, and they receive many customers every day, so creditors can hire them with confidence. After all, your hard-earned money is in the hands of the old man. If you don't get it back, it will feel like you have a knot in your heart, you can't eat, you can't sleep at night. Please ask the debt company to get it back as soon as possible, and life will be easier as soon as possible.

2 black ways to deal with people who don’t repay debts

Before collecting debts, the essential thing is to chat, ask about your recent life situation, make some common compliments, and when the other person is in a mood, quickly bring up your difficulties and Ask the other party to repay the money (clear and solemn), think in advance of various reasons why the other party will refuse, and think about what to say in response to him. It is not easy to open your mouth just once. You must also determine when to repay the money and how to repay the money ( Transfer money or meet in person), etc. If the money is not repaid by the agreed time limit, this will be used as an excuse to collect debts. (I keep it privately)

Of course, if you want the other party to repay the money quickly, it will be difficult for him to borrow money. Don’t just transfer the money directly to the other party. If you are stupid and have too much money, others will naturally cheat you. .

You must write an IOU for large amounts of money

You must write an IOU for borrowing money. If the amount is too small or your character is trustworthy, you may not need it. However, a third person can be present and can act as a witness if necessary. The role of the creditor is to serve as a witness in case of repayment disputes and help creditors safeguard their rights. (The third party must be a person who has no interest dispute with both parties)

The IOU must be written in accordance with the standard IOU, borrower, lender, loan amount (uppercase and lowercase), The clearer the loan cycle, repayment time, monthly interest rate, overdue monthly interest rate agreement, etc., the better. If the other party fails to repay the money overdue, interest can also be calculated according to the agreement in the IOU to reduce the creditor's losses.

The IOU is valid written evidence. It is recommended to make it in duplicate and cannot be tampered with by both parties.

Bank statement

It is best to transfer money. You can check the bank statement. If it is cash, the IOU must have the words "borrowed today" and "received". Or write a separate receipt to indicate that the borrower has received the money. These payment records can be used as evidence in court.

If you encounter a "bad guy" who refuses to pay back the money, sort out the relevant evidence and take it to court to prosecute. Private lending is a civil dispute. As long as the money is paid back, the procedure is relatively simple. If the evidence is complete, the judgment will be obtained soon. At that time, the money will be available, and the other party can apply for enforcement if the other party does not take the initiative.

Pay attention to skills when collecting debts. Violent debt collection is a criminal act and is not feasible. Do not do things where the gains outweigh the losses.

Giving face is called giving face only when it is torn and then sewn back together, not the delay that is always hanging on the surface. Therefore, when collecting debts, don’t always take your own face into consideration, but think about the other party’s behavior. 3 black ways to deal with people who don’t repay money

1. The first step in borrowing money is to set up an IOU and keep relevant evidence of the loan.

Never write any IOU just because you know the debtor or trust the debtor. No matter what, you must keep real evidence, such as IOUs, IOUs, loan chat records, etc. Doing these is a precaution and can be used as evidence for legal procedures to better protect your rights.

2. If you cannot pay back the money you owe, you can get the money back through collection. Collection requires skills.

What are the techniques? The first is to directly ask the debtor to pay back the money. Before that, collect previous IOUs, loan chat records, and transfer records. If the debtor forgets to borrow money, he can provide proof to the debtor to make him aware of the fact that he owes money.

If the debtor says that money is tight recently, be patient and tolerant.

If a friend says he has no money at a critical moment, he may be trying to delay the repayment. At this time, you can inform the debtor to take him to court, which will have a certain deterrent effect! The debtor may obediently pay back the money, and there is no need to actually go through legal channels, which is a waste of time and experience.

3. If you still do not pay after multiple collections, take up legal weapons to protect your rights!

If you fail to pay back the money you owe, you will sue in court. The legal fees will be borne by the losing party, but the plaintiff must advance the payment first. After the court decides in favor of the case, sometimes the debtor may win the case but lose the money because the debtor has no enforceable property.

It is worth noting that when suing, pre-litigation preservation measures are first taken, and the court is asked to quickly seize and freeze the debtor's assets. This can also be understood as the first step to finally implement the successful payment. .

At the same time, it should be noted that according to legal provisions, the party concerned must file a lawsuit within 15 days of applying for pre-litigation preservation, otherwise the pre-litigation preservation will be invalid.

4. After winning the lawsuit, if the debtor still fails to pay back the money, he can apply to the court for enforcement.

Pay attention to the enforcement time limit and do not lose the right to apply for enforcement. If one of the parties to the lawsuit is an individual, it is valid to apply for compulsory execution within one year after the judgment is won. If both parties are legal persons, it is valid to apply for enforcement within six months after the judgment is won. If you fail to apply for enforcement within the statutory time limit, you will lose your right to apply for enforcement. The issue of time limit for applying for compulsory execution must attract the attention of the person applying for execution.

5. If the debtor disappears and there is a guarantor for the debt, the debt shall be claimed against the guarantor.

If there is no guarantor, you can file a lawsuit in court. A trial in absentia will be held during the court hearing. The court will review the creditor's proof of claim and then make a judgment. Debts that cannot be paid off after the judgment takes effect can be applied for enforcement. Finally, you can also apply for declaration of disappearance and claim claims against the debtor's property custodian.