What types of insurance are good to buy?

Which type of insurance is best to buy depends on your own needs and economic situation. If you are the breadwinner of the family, it is necessary to have critical illness insurance, medical insurance, life insurance and accident insurance. Children can be equipped with children's critical illness insurance, medical insurance, and accident insurance. The elderly can configure critical illness insurance/cancer insurance, medical insurance and accident insurance. Not very familiar with these types of insurance? Then click on the link below to take a look:

What are the differences between critical illness insurance, medical insurance, accident insurance and life insurance? Will there be any conflicts during claims settlement?

If economic conditions permit, after configuring protection insurance, if necessary, you can also configure annuity insurance and incremental whole life insurance, two types of insurance with financial management properties. However, it should be noted that the total family premium should not exceed 20% of the family's annual income, otherwise the family's financial burden may be heavier. Buying insurance is not an easy task. Before buying insurance, you can read these key knowledge points:

Before buying insurance, you must first understand these key knowledge points!

In addition to paying attention to what kind of insurance to buy, you also need to pay special attention to the insurance's protection content, insurance amount allocation, and compensation intensity. For example, the cost of treatment for serious illnesses is relatively expensive, starting at tens of thousands, and may cost hundreds of thousands or even millions. Therefore, it is more reasonable for the insured amount of critical illness insurance to be generally allocated around 500,000. How should the insurance coverage of other types of insurance be allocated? Everything you want to know is here:

How much insurance coverage is appropriate? Talk about the doorway inside

The above are all the answers to this question! Hope that helps!

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