What's the use of bookkeeping?

Tell me what happened after I kept my account:

First, bookkeeping: I fell in love with bookkeeping, and I also fell in love with saving money.

I didn't think so much at first, so I thought I should keep an account. At least my teammates ask you, "Where did you spend all your money?" When you are young, you can also take out the ledger without saying anything, proving that you are not a woman who spends money indiscriminately.

After a year of bookkeeping, I fell in love with bookkeeping, found that I could still save money by bookkeeping, and began to plan my spare money.

I love keeping accounts and saving money. As long as my teammates and I get paid, I will save some money in the bank or buy wealth management products directly.

Of course, in order to cope with the uncertainty in the future, I will also set aside several hundred yuan for unexpected expenses every month. The remaining money will be used for personal consumption.

At that time, the salary of my husband and I added up to only five or six thousand yuan. Maybe many people don't believe it, but it's true. Under my plan, our monthly living expenses will not exceed two thousand yuan.

Maybe bookkeeping makes my life less boring. My teammates and I have never felt how hard life is. Looking back now, it is a bit bitter and a bit sweet.

Now think about it, bookkeeping is the only way for Xiaobai to start managing money and help me understand the financial situation of my family or individuals.

Second, the budget: let me realize that making money is very important.

Individuals start bookkeeping first, and only through bookkeeping do they realize that consumption should be planned, that is, to make a consumption budget. After realizing this, I will make a budget every month for five years.

By budgeting every month, family and personal consumption becomes more reasonable. Don't think about spending money indiscriminately and how to spend it. After all, the salary is not high enough, and I still want to save money and spend money. That will be a day!

So I put my mind on spending money to make money. Besides working hard from nine to five, I also began to look for a sideline in my spare time. Although I didn't earn much from sideline business, it opened my spiritual world and made me more motivated.

Third, the answer: let me know myself again.

I found a sideline by budgeting, and by doing sideline, my life has taken a new turn, that is, the resumption of trading. The resumption is not only a financial inventory, but also my personal life gains and losses.

Through the resumption, I found that I really didn't work hard. I'm just fooling myself, or being moved by myself. I thought I was working hard, but it was just a waste of time.

But I am very grateful to myself, because I want to change myself and don't like numbers. I made up my mind to read books on financial management and continue to write my own thoughts after reading them.

Because of this move, I began to manage money. Although I don't have much money, as long as I get something, it is progress for me.

In the past five years, because of the idea of financial management, I, a stranger, have my own house.

I have made many good friends because I want to manage money and become rich. Seeing their selflessness, I became more open-minded.

At the same time, I also found my hobby: writing, and gradually turned my hobby into a sideline.

The truth of financial management is actually that simple, but I didn't dare to admit it at first: I want to be rich.

Mainly because I feel inferior. I dare not speak my mind. I'm afraid I'll be laughed at: look at her, she's overreaching!

But from the moment I decided to change myself and manage my finances, everything seemed to have changed, and I became confident and brave.