The car door is scratched and needs to be repainted. Can I contact insurance? Let an experienced driver tell you

The door touch-up must have been sprayed on one door. This location was hit. I guess you were a novice driver who forcibly merged. If the veteran driver repaired it, I don’t rule out the possibility that you caught the other party off guard and had no time to hide. It was basically you. Full responsibility. If the paint is just peeling off, it is a blessing among misfortunes. It is more cost-effective to pay for the paint repair at your own expense. However, if there is damage to the other party's car, it is recommended to report it to the insurance company. Calculate the price of repairing the car