What is serious illness insurance?

Answer the question first. "Serious illness insurance" is actually "critical illness insurance". It is one of the four major types of insurance, which can help the insured to transfer the economic risks caused by major diseases. Let's talk about it in detail ~

1. What is serious illness insurance?

Serious illness insurance, as its name implies, is an insurance product that can help people transfer the risk of serious illness. It is also called critical illness insurance. When people have a serious illness, it can pay the corresponding critical illness insurance money to pay the insured's medical expenses for critical illness and make up for the loss of economic income caused during the serious illness. You can read this article to learn more about this kind of products: which is better for critical illness insurance, how to buy it cost-effectively, and teach you how to avoid these pits of insurance

2. What are the precautions for buying critical illness insurance?

At present, the incidence of serious illness has been rising, and the affected groups are showing a younger trend. Therefore, everyone may suffer from serious illness. I suggest that you take out a serious illness insurance just in case.

However, there are many places to pay attention to when buying critical illness insurance. Let's talk with you ~

First of all, we should make clear the key points of buying insurance-we should choose products according to our own needs, rather than directly look at whether a product is good or not. It is a good critical illness insurance that can cover your own needs comprehensively. Otherwise it's all empty talk!

in addition, don't pay too much attention to the reputation of insurance companies, but analyze the guarantee content of products. After all, the insurance company's name is empty, and the protection recorded in the product terms is real. Of course, senior sister doesn't mean that any insurance company will do. You can judge according to this article: When we look at insurance companies, what should we look at?

At the end of the article, Senior Sister arranged a list of critical illness insurance worth buying for everyone, which you can refer to: Top 1 popular critical illness insurance stocks worth buying!

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