What are the precautions for buying a house?

Buying a house is a major event in life. How to buy a house reliably? In the process of buying a house, what misunderstandings will you encounter? Today, we will talk about the common cognitive misunderstandings of buying a house.

Many people, especially novices, will inevitably fall into a misunderstanding in the process of buying a house because they don't know much about it or are unfamiliar with the relevant regulations. Next, I will tell you about these misunderstandings in buying a house. It is estimated that you will feel that you have been shot in the knee for no reason.

First, write down the children's names

Some parents like to write the house in the name of their children, thinking that it will be left to the next generation anyway, so as to save trouble in the future. However, after the new identification standard comes out, this practice will bring a lot of inconvenience to children to buy a house in the future, because once they are identified as second suites, they will not only be stricter, but also pay more taxes and fees.

Second, the experts are absolutely right.

Novices will inevitably find various reports and lectures from experts before buying a house, thinking that they can avoid losses after listening to them. However, we need to remind you that many so-called "experts" actually do not have real talents and knowledge. You still need to combine their comments and your own research to fully understand the market dynamics.

Third, listen to all kinds of advertisements.

When all kinds of advertisements are overwhelming, some people get caught up in it as soon as their heads are hot. As a result, after they bought it, they found that the advertising plan did not conform to the actual situation, and even the real estate license could not be produced. Therefore, when buying a house, in addition to checking the other party's documents, we should also check on the spot and implement the housing planning and breach of contract clauses in the contract in order to protect rights.

Fourth, knowing the policy is useless.

There is a certain law of ups and downs. Once the market is overheated or too cold, the state will introduce relevant policies to intervene. If you don't understand, buying a house blindly is easy to go wrong.

Fifth, buying a house should be done in one step.

Although one step in place can save you a lot of worries and a lot of housing replacement costs, it also means that you have to bear greater economic pressure. Therefore, don't blindly pursue one-stop shopping. You need to comprehensively consider your actual ability and achieve the goal of one-stop shopping within your own ability.

Sixth, money can save money.

With a certain capital base, many people want to save some money by repaying the loan in advance, but it is not necessarily suitable for everyone. If the repayment period has passed 1/3 or 1/2, the interest saved by early repayment will be very limited.

Seven, hire a top one to see.

Some inexperienced people will meet top real estate agents. Actually, it's better to know more brokers. Meet and talk with them more, make sure they get along well, agree with their working methods, and then choose brokers who meet their needs to cooperate.

(The above answers were published on 20 17-06- 16. Please refer to the actual situation for the current purchase policy. )

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