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Taikang life insurance background strength

Taikang Life Insurance has a strong background. It is a company initiated by 16 state-owned enterprises. In 20 18 and 20 19, Taikang life insurance ranked among the top 500 in the world, and in 2020, Beijing private enterprises ranked among the top 100. By the end of 2020, the scale premium of Taikang Life Insurance exceeded 654.38+088 billion, an increase of 654.38+04.5% over the previous year. In a favorable market, Taikang Life's performance far exceeds that of its peers, its return on net assets is higher than the industry average, and its net profit ranks among the top in the industry. Taikang Life Insurance mainly deals in children's insurance, medical insurance, endowment insurance and accidental injury insurance. Taikang Life's corporate culture is people-oriented, friendly and honest, and the company is committed to providing customers with the most suitable insurance plan.

1. Personal insurance: Personal insurance is a kind of personal insurance with the life of the insured as the subject matter and the survival or death of the insured as the payment condition. Like all insurance businesses, the insured transfers the risk to the insurer, accepts the insurer's terms and pays the insurance premium. Different from other insurances, life insurance transfers the risk of the insured's survival or death. Life insurance is a noble cause, which brings warmth to thousands of families. As an investment means with dual functions of insurance and savings, life insurance is more and more understood, accepted and loved by people. Life insurance can solve the problems of people's pension, medical care, accidental injury and other risks. People can prepare for old age when they are young, prepare for tomorrow today, and prepare for the next generation from the previous generation. In this way, in the event of an accident, the family can get a living guarantee, a pension when they are old, and financial security when they are hospitalized.

2. What is the general insurance purchase process?

(1) Select an insurance company. Just like buying electronic products to see the brand, insurance is a special commodity, but also depends on the brand, which shows the recognition of the market society. Be sure to check the renewal rate of this company! The continuation rate is the rate at which customers continue to pay premiums after the second year. If the insurance products are not good and the company's service is not good, many customers will surrender their insurance, so the renewal rate is low, which shows that the company's social recognition is also low.

(2) Choose an insurance agent. In other words, choose an insurance salesman, whether he/she is your relative or not. Many people think that insurance is deceptive or pyramid schemes, and it is just a misunderstanding caused by looking for relatives to buy insurance. Some salesmen only pay attention to their own performance, regardless of the actual situation of customers' families. This is also the reason why many companies surrender their insurance. The customer lost money, can it not be refunded? It depends on how you feel when chatting with the salesman, but you can check the surrender status online. This is called the renewal rate. The higher the continuation rate, the better and more honest the company's salesmen are.

(3) Select products. There will inevitably be comparisons when buying insurance, but you can grasp three affirmations (why buy insurance? What kind of insurance do you buy? How much budget can you spend to solve this problem? ), the agent will recommend products according to your actual situation. Choose for yourself. To be honest, I really don't have that much time. In addition, so many product terms are hard for you to understand. If you are not satisfied, just tell the agent that he will help you adjust.