The PICC in my mind

Brother Bao talks about insurance and focuses on insurance evaluation! Comparing PICC's critical illness insurance with other popular critical illness insurances, let's take a look at the top ten insurance companies' popular critical illness insurance that are "worth buying"!

When asking about an insurance company, what you want to know most is how strong the insurance company is and how good its products are. If you want to know more about PICC, this insurance company, you might as well read this article. Is PICC good? What insurance is recommended?

Next, let’s look at PICC from the two aspects just mentioned.

1. Can PICC be compensated by its strength?

PICC is one of the only four centrally owned insurance companies in my country and one of the largest insurance companies in the world. This is A proof of the strength of PICC! Regarding the question of whether we can pay compensation, as long as our insurance contract is formal and legal, if an accident occurs and the insurance states that it can be compensated, we can directly go to the insurance company for compensation!

2. Are the products of PICC good enough?

The above are the more popular products of PICC. Here we will take the most popular PICC as an example to analyze. Renbaofu is not an insurance product that everyone praises. Is it worth buying? This article provides a comprehensive analysis. Is PICC good? What insurance is recommended?

You can keep it in your collection

Let’s briefly talk about the situation of people’s health insurance:

Let’s talk about the advantages first: relatively speaking, it protects both serious and minor illnesses. Comprehensive, if you suffer from specific diseases stipulated in the terms, you will get an additional 30% insurance coverage from the insurance company, including brain cancer, leukemia, bone cancer, etc.

Ask about the shortcomings: the compensation ratio for minor illnesses is low, only 20%. On the other hand, many critical illness insurances have now reached the level of 25-30% compensation for minor illnesses; the compensation for minor illnesses does not exceed 10% each time. 10,000 yuan; most insurances now come with a minor illness exemption, but PICC Insurance requires additional add-ons to have this protection; the premium is expensive. For a 30-year-old male, for example, with an insured amount of 500,000 yuan, he has to pay 14,450 yuan per year!

In general, PICC’s PICC benefits are not very cost-effective. Even if PICC is a large company with good protection, you still have to look at your own situation before making a decision before buying insurance.