Experience of model essay writing for new bank employees in 2020

To be a new employee of a company, you should have personal experience to sum up experience, especially for new employees in the banking industry. The following is a sample essay on the work experience of new employees in banks 2020 compiled by me, for your reference only. Welcome to reading.

The experience of new employees in bank model essay 2020 (1) I have been in xx Bank for several months, but I have learned a lot in this short time. ...

For a job seeker who graduated from a non-banking major, it is both an opportunity and a challenge for me to have such an opportunity to work in a bank. It is true that for a layman who doesn't know much about banking, I have to study from scratch in a unit like a bank in a completely strange field.

In the first few days in the bank, getting to know my colleagues here and getting familiar with the working environment here is the first problem I need to solve. In a short time, I got to know everyone and gradually became familiar with everything here. ...

Being unfamiliar with this job, my colleagues lent me all the relevant books at hand and told me a lot about our department-special asset management department. For me, unfamiliar nouns are becoming familiar. I used to have a poor knowledge of economy, finance and law, and I gradually became interested in these fields. Curiosity has made me read many books in related fields, and I really feel benefited a lot.

In addition, leaders at all levels of the bank are also very concerned about me, and let me go to the Legal Compliance Department and the Sales Department for internship respectively. In these two departments, I have also gained a lot, and I can also know their relationship with our department from the business knowledge of other departments. And its role in the whole bank.

Before I entered our department, I knew that the department was involved in the write-off of bad debts, that is, the money issued by the bank. If you can't get it back, you need our department to handle it. Of course, all this is my initial superficial impression of our department.

Now, after these months of tempering, I have a deeper understanding of my department and the work I am engaged in. I already know its importance.

At the beginning, I was so strange to everything here. Thanks to the concern of leaders at all levels and the help of colleagues, my progress has been guaranteed. When I come into contact with some unfamiliar terms, I will look up relevant explanations on the Internet. If I really don't understand them, I will ask my colleagues, and everyone will take pains to explain them to me and try their best to expose me to more unfamiliar knowledge.

Of course, I will do my best to provide convenience for my colleagues when they need it. Every day, I basically go to the office first, then turn on the air conditioner, fill the humidifier with water and boil water ... Although it's no big deal, it's just my little effort, but I think it's such a good and harmonious office atmosphere that I can do my best in a peaceful environment.

In the process of work, I will also go out to do things alone. I think this is a good exercise for me, especially for my ability to communicate with others. For me, I can improve my expressive ability and exercise my courage. Seize these opportunities and make yourself more mature.

As a freshman who has just left college, he will still encounter many problems in his work, including work style and communication with people. During this time, I have made great progress in these aspects, and my psychological state has completely changed from a student state to a social person. I think the reason why I can complete this transformation relatively quickly is inseparable from the good working environment and atmosphere of our xx Bank. In such a harmonious atmosphere, why can't I make progress and improve here?

This year's write-off work has a lot to do. As I just started working in Industrial Bank, I have caught up with the write-off work for three times, and it is said that the number of each batch is particularly large this year, which is a great opportunity for me to learn the write-off process. Through these exercises, I gradually mastered the essentials of this process. At first, I only completed this process under the guidance of the teacher. I have never been clear about the process and steps I have done, and now it is different. I have taken the initiative to know what I should do. This is actually a process from quantitative change to qualitative change. Of course, there is still a lot of room for improvement in my present job, which is a process from new quantitative change to updated qualitative change. I believe I will do better in the future than I do now.

There are many steps in the write-off process. First of all, you need to print materials, and you need to find numbers from the credit information system to fill in relevant forms. We need to know how to write the write-off report, and I also practice writing according to the model. I also need to fill in the submission form, make a list of write-off materials, including binding materials, and package the write-off materials. Anyway, I feel that the whole write-off process is very busy, but it makes me happier, because only this kind of workload can make me get better exercise and more likely to make progress. At the same time, I will often deal with colleagues in other departments during the write-off process, so that I can not only know many colleagues in other departments, but also improve my communication ability in the process.

During these months' work, I also encountered the revision of internal control system documents. By attending relevant meetings, I gradually learned how to fill in these contents by myself. Not only that, but my meaning of these contents has also changed from vague to clear, accumulating bit by bit and gradually becoming clear.

As a party member, I have transferred the party organization relationship to xx Bank and actively participated in the organizational life of our party branch. I joined the party in the university, but now the party branch in my work unit is relatively young and short. Unlike the student party branch in the university, we are all about the same age. Although my experience is limited, and my understanding of Party organizations may not be as profound as that of other old party member, we young people should be more motivated and have longer-term goals. I hope I can get more and greater gains in this new group in the future.

Some time ago, our xx branch held a singing contest. Our department and several other departments formed a group. After some training, we successfully passed the preliminaries and entered the finals. In the final, our group won the second prize. We are all very happy, because we have paid a lot in this process, and finally through our own efforts, everyone feels that it is not easy. From this, we can also see how strong the cohesion of our xx bank employees is. I am also very happy that I can contribute to this.

Everyone wants to have a successful career and a harmonious family. Similarly, everyone in China is looking forward to a better tomorrow for the motherland. Similarly, this is also the goal of our xx Bank. On the occasion of xx, based on the concept of "service comes from sincerity", we are striding forward towards the goal of "developing the industry for a hundred years". At the same time, as an individual, I can also contribute my strength in the process of xx and feel the heavy responsibility on my shoulders. I will meet one challenge after another with greater enthusiasm and high fighting spirit.

Therefore, through these months of study and exercise, I have got a preliminary understanding of the business knowledge of this department, and I have basically been able to handle the skills of write-off alone. From being unfamiliar with banking knowledge to now, I know I have made progress. I hope I can have more time to study hard in the future. I can take some remedial classes in related majors and take some exams on banking knowledge. Actively improve the professional level and fully achieve the ability to be competent for this position.

As a member of xx Bank, I always pay attention to maintaining the image and interests of our department and the bank and keep internal secrets. I am proud that I am an entrepreneur everywhere.

New employees' working experience in the bank model essay 2020 (2) bid farewell to the youth and ignorance of my student days, and I walked into the grand hall of xx with that face that had not completely taken off my childish smile. Counting the internship, I have been in the workplace for less than half a year, and I have deeply felt the vigorous development of the banking industry and the increasingly fierce competition with banks. Banks are also constantly introducing their own new products and exploring new sales channels. Therefore, as a new employee of CCB, how to do a good job in marketing and at the same time in the increasingly fierce competition environment? That is active marketing. But how can we achieve successful marketing? Here are some skills that I summarized in my practical work.

First, solid product knowledge.

First of all, we need to have a comprehensive understanding of the released products, from product functions, product characteristics, relative advantages to how to use them, so that we can be confident when introducing them to customers. Secondly, we should have a certain understanding of the market. In addition to mastering the product itself, it is also necessary to accurately locate and find the market development direction in order to improve the market competitiveness. For example, xx credit card, which has been vigorously promoted by our bank since August, must be fully understood before marketing customers. For example, the function of this card = financial function of IC card+highway toll payment, that is, customers can use this card for normal consumption and use, and they can also enjoy the simple way of paying on the highway first, so this is definitely a strong advantage for customers who often need to drive on the highway in marketing. In addition, the card also has an additional promotion activity, that is, one yuan worth of OBU instruments in 350 yuan, which is also a major focus when we market customers.

Second, establish marketing awareness and cooperation spirit.

As an ordinary teller and lobby manager, every customer is our business development target. First of all, we should establish a good sense of marketing service and make marketing a part of our daily work, so that our business can develop better. Knowing this clearly, we should cherish the opportunity, seize every customer, introduce the most meticulous and thoughtful service and the latest products to them, and let customers know and trust our products and accept them. For example, the most basic e-banking marketing, that is, when we handle business for customers, we ask and introduce one sentence, which not only saves time and money for customers, but also makes us satisfied. Marketing should not be afraid of being rejected. In the actual marketing process, it is inevitable that there will be various problems. Maybe the customer will refuse, so we should not abandon or give up, understand the reasons for the customer's refusal in time, resolve the doubts in the customer's mind in time through talking with the customer, and promote the smooth completion of the marketing activities in time. In addition, a good marketing atmosphere of outlets is a catalyst for successful marketing. The hardware environment has the influence of product vision, and the software environment has the joint recommendation of lobby manager, low cabinet and high cabinet, which finally allows customers to recognize services and products. Let every employee have his own loyal customers, and let customers and banks grow together.

Third, a positive work attitude.

A person's mentality largely determines the success or failure of a person's life. We face different customer groups every day, and often some details will affect our communication with customers, affect the sales of products, and cause customers to reject our products. We should treat the customer's rejection with a positive attitude, never lose heart, analyze the reasons for the customer's rejection, find out the real reasons for the customer's rejection, and sum it up carefully, so that we can meet the same situation in the future work and have a better sales method. Therefore, we must work with a positive attitude, so that our work will be more passionate. Looking back on my work performance in recent months, I still remember the unforgettable experience of marketing failure again and again. A customer has a short temper. I recommended the company settlement card to him. Before the advantages of the card were finished, he interrupted him: don't do it, don't do it, cheat, charge. Your bank will know the cost. He refused to sell it to the teller several times, as if he were hostile to each of us. I didn't give up after being rejected. Based on my understanding of his company, I feel that this customer refused because he didn't know much about the product and didn't really try the advantages of the product. Don't be afraid to refuse. I firmly believe that your efforts will always be rewarded. Pay your sincerity and enthusiasm, close the psychological distance between the two sides, win understanding with your heart, seize opportunities and win customers. Therefore, when this customer comes again, I will try to say hello and chat with him again, actively assist him in handling business, and gradually ease his impatience. After he finished his business, he carefully explained the advantages of the company settlement card and the reasons I recommended. Finally, with my efforts, this customer handled a settlement card. After a busy day, this incident still made me embark on the road home with a very happy mood. I once had a happy marketing, and I had a new experience and new harvest in marketing happiness.

Fourth, pay attention to marketing skills.

We are facing a huge customer base. In the process of communicating with customers, we should fully understand what customers want. How to get it? And the benefits they can get, pay attention to marketing skills and recommend the right products to the right customers. You can't force the products to customers for the sake of sales, which will not only disgust customers, but also reduce their loyalty to our bank. Therefore, as soon as customers enter the door, we can't go straight to marketing. We should observe what they say, do what they like, create a relaxed and comfortable atmosphere, and understand the real intentions of customers. This can close the distance between us and our customers, pave the way for marketing, and then complete the sales step by step. For example, for young students and office workers, when handling business for them, we can vigorously promote our e-banking products and xx credit cards, because most of them like online shopping and installment payment; For aunts and grandmothers who often deposit and withdraw money, they can actively market time deposits and wealth management products because the income is stable and the risk is not great; For customers who come to transfer money or pay fees, we can also market e-banking more, because it is very convenient to operate and enjoys preferential treatment such as handling fees.

Fifth, do a good job in marketing services.

When selling products, we should give a complete and systematic description of the products that customers prompt them to buy, and reveal the risks, so as to improve customers' use and trust in our products, lay a good foundation for recommending other related products to customers in the future, and reduce their own risk coefficient.

I believe that marketing is not a profound knowledge. As long as we do it with our heart, work hard and do it seriously, I believe we can do better, our cause will develop faster and our cause will be better.

Working Mode of New Employees in Banks: Experience in 2020 (3) I started my life in xx Bank because I was exposed to financial knowledge in professional courses at school and I majored in finance. I hope to combine textbooks with practice and work in the bank in the future.

On the first day, I wore clean clothes and walked into the bank with trepidation and novelty, but I was severely criticized by the teacher on my clothes. As a bank employee, dressing the is required, that is, wearing a white shirt, a suit, black pants and black shoes. Men need to wear a tie, and women's leather shoes require no toes in the front and no heels in the back. In short, we must maintain a capable and neat form. As interns, although they don't have exactly the same clothes, they also need to wear clothes with similar colors to the industry clothes to maintain the overall image of the bank. After being edified, I changed into a professional suit in the afternoon and went back to the bank. There seems to be some work outside.

Throughout my internship life, my internship work can be divided into two parts, namely, serving as a temporary customer service manager and studying company business.

I thought the customer service manager was just a guiding role, but it wasn't. The work it covers can involve all aspects of the business department, that is, it is necessary to know all the business conditions, including the general deposit and withdrawal of public-private business, the handling and repayment of loans, and some guidance on wealth management business. , and have the mind to deal with the overall situation and solve emergencies and good communication skills.

In an afternoon, I studied the customer service manager's guidelines and lobby service standards of xx Bank, and got in touch with the filling of various forms, helping to repay loans, the opening and use of online banking, and the use of inquiry machines. Going to work on time every day, one stop a day is more than 6 hours.

As a small-scale commercial bank, xx Bank is different from the Chinese, agricultural, industrial, construction, communications and agricultural xx cooperatives in filling out forms. And other small banks have certain preferential policies, such as xx Bank, xx Bank and so on. It is because they use the UnionPay clearing system (the clearing system of the People's Bank of China is used between big banks) that xx bank does not need to pay the handling fee when depositing and withdrawing money on xx bank card, which is paid by the bank for customers. In addition, if the transfer in the same city is to the five major xx banks, you need to fill in the deposit and withdrawal form in the same city (but there is no withdrawal business in xx bank at present); If it is a remote transfer, you need to fill in the remote transfer bill; There is no need to fill in the form for inter-bank transfer with xx. As for others, such as debit card business, password loss reporting and unlocking. , you must fill in the relevant forms. And guiding customers to fill out forms and helping customers get numbers has become part of my job.

The opening and use of online banking business is a bit difficult for me who has never been exposed to it at first. Need to teach customers how to operate, need to do relevant demonstrations. To answer questions such as the difference between the customer's U-treasure and the browser's certificate, and the restrictions on the single and accumulated amount when applying for online banking.

In addition, because the wealth management manager asked for leave in the week when I first came, I also undertook the important task of introducing wealth management business. Although it looks a little rough, I have to ask the teacher for help in many things, but I have gradually become more and more proficient. For example, Qian Shengqian business can choose 1 day or 7 days, which is suitable for those customers who need to use demand deposits with a large amount of deposits, but the use time is uncertain. The bottom line requirements are: the counter needs more than 50,000 yuan, and the online banking needs more than 52,000 yuan. At the same time, the current wealth management business concentrates customers' money, mainly investing in treasury bills and bills (mainly bank acceptance bills), which reduces certain risks. In addition, I also know the difference between subscription and subscription, and so on.

During the internship, some unexpected situations occurred. For example, a power outage on xx almost caused a shortage of backup power in the bank. In this case of turning off the computer as much as possible and saving electricity, it has a great impact on the speed of handling business and also brings difficulties to the use of the numbering machine. In this case, how to stabilize the customer's waiting boredom, explain it reasonably and keep a certain waiting order has become a problem I have encountered. However, based on my previous work experience as a student, I handled this matter well and made others in the bank very satisfied.

In short, during the half-month internship in xx Bank, I kept a regular commute life, constantly understood the significance of work, and thought about my idea of going to work in the bank in the future. At the same time, it also made me understand that during my internship, I must keep an open mind and the courage to ask questions, and actively strive for what I want to learn in order to get more gains.

Experience of New Employees in Banks Model essay 2020 (IV) Time flies. In a blink of an eye, I have been a new employee of xx Bank for six months. From midsummer to winter, I learned a lot in this short period of six months. The following is my study report during this period:

The first induction lesson begins with induction training. Although the time schedule of induction training is quite tight, induction training is of great significance to our newcomers. Through on-the-job training, I learned about the corporate culture of xx Bank, the basic knowledge of individual funds, companies and national debt of the bank, cultivated the sense of teamwork and realized the importance of communication. Induction training has benefited me a lot.

After a short induction training, I began to study counter business in xx branch. When I first went to the counter, I always felt in a hurry and was at a loss for customers' questions. With the help and guidance of my master and colleagues, I study and consult with an open mind and take notes carefully. Soon, I learned the basic counter business such as deposit and withdrawal, loss reporting, foreign exchange trading, and deposit opening. At the same time, I also realize that the counter business of the bank seems to be simple and repetitive, but in fact it needs the teller to be careful, patient and responsible: handle every business carefully, serve every customer patiently, always remember the responsibility of work and be responsible for every customer.

In the final analysis, banking belongs to the service industry, and for banks, each outlet is the first window to serve customers, and its service quality plays a vital role in the development of banks. Therefore, it is particularly important to do a good job of "excellent literary talent". At work, I always keep in mind the importance of "good writing", treat people with a smile, use polite language, think about what customers think, worry about their worries, take customers as the center, and strive to make customers happy and satisfied.

Do a good job at the counter, and all skills must meet the standards. For me, I need to practice every skill of counting money, calculator, Chinese entry and personal gold business. With the help of my colleagues in the outlets, under the training guidance of the comprehensive management department and my own efforts, my skill level has been gradually improved, and the efficiency of handling business at the counter has also been improved. The level of skills depends entirely on the degree of effort. Therefore, in my future work, I will continue to practice my internal skills and strive for continuous progress.

Working in a bank is risky, so it is particularly important to conscientiously implement and abide by various rules and regulations, which is also a manifestation of a sense of responsibility. As a teller, I work in strict accordance with the requirements of "double ten is not allowed". Whether it is the business process, or the use and storage of seals and vouchers, it is strictly in accordance with the requirements. In the long run, I consciously develop a cautious work style and try my best to reduce the risks in my work.

Marketing is also an important part of counter work, and intermediary businesses such as funds and insurance are also one of the main sources of bank profits. In order to better carry out counter marketing, I learned the relevant basic knowledge and established the corresponding financial awareness. But in the process of counter marketing, my marketing ability is still not good. Therefore, my marketing level needs to be constantly learned from the old employees and honed in practice.

Half a year's work experience has taught me a lot of new knowledge, and at the same time, it has made me realize that there are still many immature aspects that need to be improved. In the future work, I will continue to adhere to the down-to-earth spirit, keep learning enthusiasm, keep a clear head, work hard, stand on my post, be honest and dedicated, and strive to grow and develop together with xx Bank in the spirit of pursuing Excellence.

I think many people, like me, will feel deeply before writing a summary. How time flies! Time is fleeting. I feel that I haven't opened my eyes for several times, and the glistening time has slipped away this year.

Looking back on this year from the perspective of a new employee in the banking industry, I have the opportunity, the choice, the worry, the adaptation, the thinking and the progress. Maybe all this can be summed up in one thing-change!

First of all, I am glad that God gave me the opportunity to sign up for xx Bank. What does this opportunity mean? Every college student before us, every college student who entered the profession after us, has been favored by famous schools xx and xx, and it happened that this year we relaxed the school's restrictions, but if it weren't for the fact that xx failed the1500m physical fitness test of the first batch of students who passed the interview, I would still miss XX-this is the opportunity! But in fact, people are always faced with opportunities in their lives, and the key to success or failure lies in whether we can grasp them well. When faced with the choice, I chose to sign a contract with xx Bank for breach of contract, not because I don't feel bad about the five-figure penalty, but because I think xx Bank is noble, lofty, standardized and pragmatic, and pays special attention to the reasonable and clear planning of employees' career. I think this is what every college student who has just joined the work is most looking forward to!

Secondly, I want to talk about my distress at that time and my psychological state of adapting to the new environment when I first entered the business. As soon as our induction training was over, the branch assigned us to various outlets to start internship, and I was assigned to the nearby Youxian branch. At that time, I was full of joy and expectation, but I was also very uneasy. I want to do business myself, but I'm afraid of making mistakes, although the master said later, "Just do business boldly, don't be afraid." But some people do. The more I want to do things well, the more I have scruples and can't do things well. That's how I started my internship in xx Branch. Although my performance is slow and my reaction is slow, and my teachers and sisters have always tolerated me, I still feel good about myself and don't realize the seriousness of the matter. However, one day less than a month ago in the xx branch, the branch transferred me because there were no gay men in the xx branch, and the most difficult moment was to be faced after all. Because xx, the outlet manager of xx Branch, is very strict with work and personnel, I obviously can't keep up with the pace of business operation, so I was severely criticized for more than 20 years and almost didn't cry.

Some people are like this-you can't force it. In order to improve the speed of running business, I go home from work every day, then I am familiar with the business, memorize codes, practice keyboards, record products, and finally I become more and more skilled in running business. When I finally sold a single financial product, xx actually praised me by name at the morning meeting, which was unexpected. Later, several wealth management products were issued one after another. Although the amount was not very large, I was deeply gratified. I was so moved that I wanted to cry. In this year, I miss the days when I had a good time in xx branch.

On xx, xx, 2020, I officially transferred to xx Branch to report for duty. The leaders of xx Branch assigned me a company accounting line, a brand-new environment and a brand-new business. I know that only low-key and down-to-earth continuous learning can be recognized. Vice President xx, who is in charge of xx enterprise accounting line, is also very concerned about my life and work, and I am very grateful and respectful to her. But for some reasons, I didn't officially go to the OTC market for business years ago. Fortunately, I was recommended by President xx to chair the credit loan product promotion meeting of xx Branch. In order to complete another career for the first time, I carefully studied this product and became familiar with its characteristics, applicable objects and handling procedures, which enabled me to better handle many details of the custody link. I have a sense of accomplishment for the success and ending of this promotion meeting. After the next year, I finally took up my post and entered the cashier's cabinet, because the business of the cashier's cabinet is relatively simple and quick to get started. At this time, the branch put me in the "xx" project team. With the participation and cooperation of the leaders of the branches, I finally completed the first draft of the project plan with the deputy manager of the General Department, and finally finalized it with the leaders of Bank of Communications.

In this process, I have a clear understanding of the peer environment and location of xx Branch of our bank, especially paying attention to the gap between our bank and xx Bank, and think that the "xx" project proposed by provincial branches to enhance the competitiveness of county branches is indeed urgent and strategic, but I am also thinking about how to coordinate and arrange it so that this project can be carried out well and pragmatically. Although I have been in xx branch, xx branch and xx branch for nearly a year, to sum up, I want to adjust my mentality, have fun in hardships, adapt to the new environment as soon as possible, keep learning new business and get along well with new colleagues.

Finally, I want to talk about my idea of going to work this year.

I have been staying at the counter this year, and I have a personal understanding of the large business volume, complicated business, shortage of tellers and task pressure of our bank. In particular, I must guard against erroneous audits from time to time. I have to say, this is really a laborious job. Working in such an environment has a great influence on the training of our new employees. Think about it carefully, many jobs in every industry are very stressful and the tasks are very heavy. There is nothing to complain about. However, in such an environment for a long time, how to keep employees enthusiastic and not slack off, and how to avoid employees always complaining and becoming slack off? I went to xx branch, and the branch still held several cultural activities. During the activity, I found that everyone was very devoted and enthusiastic about this kind of activity. Obviously, everyone agrees to organize such activities to release stress and relax.

Through this year's adaptation and transition, I am on the right track and have a clear idea of my career planning. I remember when I was in the initial training, a training teacher asked us, "What level do you think your career will be in five years?" I talked about my direction at that time. I have always been very interested in and concerned about the hot topics of economy and finance, and I am also preparing for the exam for financial planners, so when xx Branch conducted an open selection of corporate account managers and personal loan account managers, I knew I would fight for it.