Don't you pay social security

You don't have to pay, but it is necessary and more cost-effective to continue to pay social security. Because the longer the social security premium is paid, the higher the payment base will be, and the more money you will get after retirement.

When paying social security, the company is also paying social security. If the individual does not pay, the social security paid by the company will stop. If you pay social security in the company, if you have not reached retirement age, even if you have paid social security for 15 years, you must pay social security as long as you work in the company.

The Social Insurance Law of People's Republic of China (PRC) stipulates that "employees should participate in the basic old-age insurance, and employers and employees should jointly pay the basic old-age insurance premium." . Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium. "

The amount of pension is mainly related to the local general companies and the payment period and base of social security. If the salary is lower than the local average wage level, it is even more necessary to pay. If you stop participating in the insurance, the company will pay you the social security money. Although it is favorable at present, you will not enjoy social security benefits after you stop paying social security, and medical insurance will also stop. If you go to the hospital for medical treatment, you will not be reimbursed.

First, the longer the social security payment time, the better.

The longer the social security payment time, the more cost-effective. The more you pay, the more pension you will get in the future. When you get old, your life will be more decent and your old age will be better. Therefore, try to increase the social security payment time and increase your own pension. This will only do good, not harm.

From the perspective of safety and risk, social security is the lowest venture capital, but no investment can compare with it. Therefore, if you can pay for a few more years, you should pay as much as possible. If you stop paying social security just because of immediate interests, it will not be worth the candle.

Minimum payment period of social security 15 years. If you want to enjoy social security benefits for life, paying 15 years of social security is far from enough, especially for the elderly. Once their health goes wrong, they will know the importance of social security at this time. The longer they pay social security, the more medical insurance reimbursement they enjoy.

Second, will the social security payment period affect the other four insurances?

In addition to endowment insurance, social security also includes medical insurance, unemployment insurance, maternity insurance and industrial injury insurance. First of all, let's look at medical insurance, medical insurance atmosphere, employee medical insurance and resident medical insurance. Residents' medical insurance is paid for one year, which has nothing to do with the payment period, while employees' medical insurance can only enjoy medical insurance services after accumulating for a certain period of time.

Unemployment insurance needs to be paid for one year before unemployment. If you resign voluntarily, you won't get unemployment insurance. Unemployment benefits received during unemployment are related to the payment period. The longer the payment time, the more unemployment benefits you receive.

Let's talk about maternity insurance. Maternity insurance mainly includes maternity medical expenses and maternity allowance, which has little to do with the payment period. As for industrial injury insurance, it can be guaranteed as long as it is insured. Therefore, in social security, the biggest influence is the pension. From the long-term interests, the longer the social security payment time, the larger the pension amount, which is also a guarantee for the elderly.