Joke Collection Website - Mood Talk - An ordinary migrant worker (unmarried) with a monthly income of 5,000 yuan, will there be pressure to buy a car?
An ordinary migrant worker (unmarried) with a monthly income of 5,000 yuan, will there be pressure to buy a car?
At present, the monthly salary of migrant workers is basically around 4,000 to 5,000 yuan, and they are neither hungry nor able to save money. This is the state of contemporary youth.
My situation is similar to that of the landlord. I've been driving for six or seven years and haven't bought a car yet. I earn more than 5 thousand a month, but I have my own ideas. Before you find a girlfriend, you can save at least 4000 yuan every month except rent and other living expenses.
If you spend 5000 yuan a month and you can't save money when you are single, it means it's your own fault, lack of self-discipline and no plan for the future. Even if you work all your life, you are poor.
Therefore, young people must know how to save money and arrange their lives reasonably. As for whether to buy a car or not, look at your own needs and don't compare with others.
Most young people who buy cars now pay by installment. A car costs more than 100 thousand yuan, and it costs two or three thousand yuan to repay the car loan every month. The pressure is not small!
Life is like this. Everyone has their own pressure. I think it's most important to save two or three thousand dollars while still young, and then try to find a girlfriend.
No pressure, you can't save 5000 yuan a month without buying a car. It is recommended to buy.
Is there any pressure to buy a car with a monthly income of 5000? It depends on what kind of car you want to buy. It depends on how much money you have. It also depends on your consumption level.
Let's talk about consumption level first. Take Suzhou as an example. An ordinary migrant worker earns 5000 yuan a month, rents 1000 a month, and eats 2000 yuan plus other expenses. Then you can spend 2000 yuan to buy this car.
Then analyze what kind of car can you afford to drive for 2000 yuan? Generally, a car with a displacement of about 65438+ 10,000 yuan is about 1.5. In a normal year, the cost of fuel and maintenance is about 1 10,000, with an average of 1 10,000 per month, which can fully meet your needs without pressure.
If a car with a displacement of more than 2.0 is priced at more than 300,000 yuan, it is estimated that it will spend about 50,000 yuan a year, and it will be in the early 4000 yuan every month, so the pressure will be great.
Let's talk about deposits. If you have a car deposit, as long as you are responsible for the monthly expenses incurred by the subsequent car, then refer to the above, no problem at all. However, if you don't have savings, there is little pressure to borrow money to buy a car, because you have to pay back at least several thousand yuan of car loans every month. To put it bluntly, you don't have the conditions to buy a car at all.
To sum up, whether there is pressure depends on your own consumption concept and economic strength. It is recommended not to blindly follow the trend. While bringing convenience, cars are expensive and will depreciate. Do what you can, don't blindly compare. Don't pretend to be fat in the face, or you'll end up feeling bad.
I am Ji, I love sales and share my experiences and feelings every day! Welcome to pay attention, leave a message and comment!
You must think clearly:
What is the purpose of an ordinary migrant worker buying a car?
An income of 5,000 yuan is generally affordable in third-and fourth-tier cities. There is no pressure to buy a car for about 6.5438 million yuan. It is no problem to plan to spend money at ordinary times. First-and second-tier cities have higher consumption and higher cost of buying a car.
To tell the truth, if you don't buy a car or save money, you might as well borrow money to buy a car and drive it. Otherwise, there is no chance, and I can't drive for two years.
Daily meals, clothes, rent, postage after buying a car, and maintenance, otherwise you can't guarantee not to talk about your girlfriend during this period. Not if you meet the right person, right?
Thinking about this, are you considering whether you are under pressure? I feel that you have no problem with these points, so there must be no pressure.
It doesn't matter if you're not married No pressure.
There is still pressure to buy after ten years.
If the strength permits, it is also possible to borrow money to buy a car.
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