The collection company tells me every day whether they will sue or not.

My online loan was overdue, and I called every day to say that I was going to sue. Why didn’t I sue? The collector said to sue every day, which was very much like the fairy tale "The Boy Who Cried Wolf". No matter how many times we ask for debt collection or 10,000 times, we will never sue. Because the matter of prosecution has nothing to do with collection. When online loan companies sue, they must either send their own company employees or entrust lawyers to represent them. People from collection companies cannot sue. The debt collector has no right to represent the person in litigation. Therefore, collectors can only talk about it, but cannot actually sue. Crying wolf every day but never seeing the wolf. When an online lending company actually prepares to sue, it entrusts a lawyer. At this point it has nothing to do with their collection. The collector cannot decide when to sue or interfere with it, so whether to sue actually has nothing to do with the collector.