What should I pay attention to when buying insurance for my children?

1. Buy insurance for adults first. Children are not in a hurry. Many parents think that children are weak and need more protection, so they give priority to insurance for children, but ignore adults. This is the most serious misunderstanding.

Adults are the economic pillar of the family and the best "umbrella" for children. If you only buy insurance for your children, but adults don't buy it themselves, you won't get any compensation from the insurance company in case of an accident, so the family is likely to get into trouble, and the chain reaction will lead to the children's future education not being guaranteed. Insurance city suggests that adults should be guaranteed first before considering insurance for their children.

2. We should pay attention to security before talking about education. Nowadays, many parents spend a lot of money to buy education insurance for their children, but neglect accident insurance for children and medical insurance for children, thus reversing the concept of insurance. Because children are still young and have poor immunity, the probability of accidental injuries and diseases is high, and parents are usually willing to do their best to provide the best medical conditions for their children. In this way, high medical expenses are also a large sum of family expenses. Therefore, insurance experts suggest that when buying insurance for children, accident insurance should be the first thing, followed by medical insurance and children's critical illness insurance. Finally, on the basis of all these insurances, education insurance should be considered.

3. The insurance period should not be too long. When buying children's insurance, the longest insurance period should be set as the most suitable age for the child to graduate from college. After that, he should earn a steady income and support himself.