Why do you have to wait until midnight to pay the final payment?

Why do you have to wait until midnight to pay the final payment?

Why do you have to wait until midnight to pay the final payment? At midnight, people's mood fluctuates the most. During the Double Eleven period, there were many online shopping products, and online shopping information flowed to various channels. The final transaction rate of midnight payment is relatively high. Why do you have to wait until midnight to pay the final payment?

Why do you have to wait until midnight to pay the final payment? Did you pay the final payment last night?

The last paragraph, the last paragraph, the last paragraph, the soul, the last paragraph are all people!

Then why is the balance always in the middle of the night?

"I don't know why I will pay the balance in the middle of the night? Forced to stay up late "and" save your strength and pay the final payment tonight "have been questioned by many netizens.

The reasons may be:

First, in the middle of the night, people's mood fluctuates the most, and they are most prone to impulsive consumption. I pay when I am excited, so the payment rate is the highest at this time.

Secondly, most people will go to bed around eleven o'clock in the evening. When you are lying in bed and waiting for the final payment, you have nothing to do but can't sleep. You will definitely open Taobao to look at other goods, thus forming a passenger flow invisibly.

Third, in order to stagger the peak of online shopping, too many users placing orders on Double Eleven may lead to system overload and collapse, so it is still handled separately from normal shopping.

The first of these three reasons is the main one. The final transaction rate of midnight payment is relatively high.

Why do you have to wait until midnight to pay the final payment? 2 Police reminder: During the Double Eleven period, there were many online shopping products, and online shopping information flowed to various channels. When you get a call from a customer service person, don't trust the other person. You can contact the official platform customer service to verify and confirm. It is fraud for any customer service staff to ask for transfer for various reasons, such as authenticating identity and verifying funds. Regular merchants do not need to transfer money to the other party for refund according to the original payment channel. Don't click or scan the link and QR code sent by the other party easily.

In addition to "fake customer service" fraud

"Double Eleven" period

The following five scams also need to be vigilant.

Pre-sale scam

Many merchants send new product pre-sale information to old customers through SMS, and this link just provides convenience for criminals. Criminals use "pre-sale" and "pre-purchase" as bait to send users a website ordering link. In fact, these links have been implanted into Trojans or fake phishing websites. Once clicked, the Trojan virus will be implanted into the mobile phone to steal user information.

The police reminded: Don't trust the shopping message about Double Eleven, and be careful not to know the link, because the link is likely to contain Trojan virus, which can steal customer information and account funds.

Fake red envelope scam

Before the Double Eleven, major e-commerce platforms will warm up promotional activities in the form of red envelopes. Criminals took the opportunity to distribute false double eleven red envelopes, spread phishing links, trick people into clicking, take users' personal information and steal bank card accounts.

The police reminded that the double eleven red envelope discount is best collected through official channels. Once you receive a suspicious "red envelope", you should call the official customer service phone of the e-commerce or third-party payment website as soon as possible for consultation and confirmation. If you accidentally click it, you should shut down the mobile phone network at the first time, modify the passwords of important accounts such as online banking and Alipay, and kill Trojan viruses through security software.

Cash on delivery scam

Criminals will get customer information, fake express orders, etc. From illegal channels, then pretending to be a courier to contact consumers in advance and send fakes to consumers, which is called "cash on delivery" to defraud money.

The police reminded: If you encounter a "cash on delivery" courier, you should first unpack the goods for inspection. If you don't buy the goods yourself, you will directly refuse to sign for them. After picking up the goods at ordinary times, remember to erase your personal information from the package to avoid personal information leakage.

"Credit withdrawal" scam

During the "Double Eleven" period, many people tried their best to increase their spending or credit card quota because the funds at this stage could not support their soaring purchasing power, which gave criminals an opportunity. Criminals usually pretend to be flower beds or bank customer service, falsely claiming that they can increase the credit limit, and then induce netizens to scan their QR codes for payment on the grounds of paying "service fees", thus committing fraud.

The police reminded: Don't trust the information on increasing the overdraft limit of flower beds and credit cards online. Increasing the overdraft limit requires strict examination and relevant certificates, and no additional fees will be charged.

"winning the prize free of charge" scam

Although the trick of "winning the prize" is old-fashioned and outdated, whenever it reappears in the rivers and lakes, there are always people who are deceived. It is precisely by taking advantage of the psychology of netizens that criminals pretended to be online stores during the "Double Eleven" period, claiming to give back to customers to engage in "winning the prize free of charge", dig out old-fashioned scams and continue to cheat.

The police reminded that during the "Double Eleven" period, there were many lottery and free-of-charge activities. After receiving such information, consumers must carefully screen, understand the rules of the activity in detail, check with regular customer service, and don't remit or transfer money easily. Be careful when you encounter "abnormal account" or "paying deposit", and be careful to be fooled.

Double Eleven "buy buy Buy"

Remember the following points

Guard your "money bag"!

If you receive a call claiming to be customer service, please don't believe it easily. You can first verify the transaction information on the regular website or get the official phone number through regular channels for verification.

Please do not easily provide verification code, bank card balance, bank card password, etc. For the "customer service staff", let alone follow the instructions of the other party; It is especially important to note that no verification code is provided, which is the last line of defense.

When you receive a courier that needs cash on delivery, you should carefully check the information and items first, and reject all couriers of unknown origin to avoid being fooled; Express delivery documents about your personal information should be torn up or blacked out before being discarded to avoid being used by criminals.

When shopping online, you should choose a merchant with online business qualifications, be vigilant about goods whose prices are obviously lower than the market price, pay attention to vigilance and screening, and beware of the trap of low-price temptation.