What should my wife do if she spends money lavishly?

After marriage, the husband found that his wife's money was always lavish, and he was unhappy if he didn't let the flowers go. However, there

What should my wife do if she spends money lavishly?

After marriage, the husband found that his wife's money was always lavish, and he was unhappy if he didn't let the flowers go. However, there is no concept of financial management and no family reserve. If the husband is not satisfied, the relationship between husband and wife is easy to produce contradictions, and the husband is right to think so.

When meeting such a wife, the husband should first find out why she spent so much money, what she did, and listen to what she thinks. Maybe she won't listen to anything you tell her, but you must make her understand the importance of strict economy. It will be a good idea to continue to do ideological work for her. Don't underestimate the role of ideological education. It can subtly influence a person's thoughts and change a person's behavior, which can play a great role at a critical moment.

There are also two people who want to make financial planning for their families, make their property public, and hold family meetings every month to summarize. From the beginning of each month, the husband and wife agree on what to do in a month, how much to spend on food and clothing, and how much the husband and wife plan to spend on their daily lives. Both sides had better have a look at the expenditure plan. If you don't agree with the other party's expenditure plan, you should explain the reasons, make demands and make changes in time. At the end of the month, you should carefully compare the expenditure plan to see if it has been implemented according to the pre-established requirements, and see if there is any excess and what is the balance. If the other party exceeds the limit, you should seriously criticize it, because you put forward requirements and commitments to the other party, and one party fails to implement them according to the regulations, and the other party cannot criticize them too much.

Let's also learn some simple daily financial management tips:

1. Calculate your or your family's expenses, including daily living expenses, social expenses, children's education and other expenses.

2, the rest of the money for fixed investment, you can diversify investment, part of the time to buy, part of the financial management, these two are to protect family life, the other part of the choice of high-quality stocks, in order to increase additional income.

3. Cancel the borrowing function of WeChat, Alipay and other software, reduce the number of outings and parties, and politely refuse some unnecessary dinners.

More importantly, both husband and wife should create more income after sleep.

Tips: Before buying something, you can consider why you want to buy this thing, whether it is necessary to buy this thing, and whether there is a cheap substitute for such an expensive thing.