Joke Collection Website - Mood Talk - What can stay-at-home mothers do to subsidize their families?
What can stay-at-home mothers do to subsidize their families?
However, we should follow a big financial management principle, not too conservative, not too radical.
First of all, financial management is generally not based on the amount of money, but on the proportion of disposable income. It is suggested that about 10% of disposable funds should be used as family emergency funds. If you want to solve the problem of withdrawing money at any time, you can take short-term, medium-and long-term fixed deposits in sub-accounts or partially choose notice deposits. The remaining 20% buy some serious illness insurance as a small and wide investment; About 30% buy some wealth management products with certain risks but relatively high expected returns; Finally, about 40% can buy some wealth management products with low returns but very low risks.
This can basically meet the family financial management method that does not affect daily life and has a comprehensive financial income guarantee. I hope I can help you. Space is limited, just a brief outline, if you have any questions, please feel free to contact.
What can a stay-at-home mom do? Do manual work and exercise, keep in shape and state, and don't become a sloppy yellow-faced woman. My husband still doesn't like it after all his efforts.
Nothing can be done. What should stay-at-home mothers learn to do to support their families? There are many of these, according to our point of view, there are several ways.
First, work as a customer service staff in Taobao shop and work from home.
Second, as a product agent, you only need to work on the computer and get the commission and basic salary of a product.
Third, being a teacher of other people's children is a tutor.
What do stay-at-home mothers do to take care of their children? Mothers often have a lot of free time but can't do any business outside.
You can choose to do some online business at home.
You can take care of your children, enrich yourself and earn money to support your family!
At the same time, the social competition is too strong and the pressure is too great, so many businesses are not easy to do.
I suggest you find a professional teacher to take your pulse. -(Jun, Rui, Lao, Shi) may help you. Wish you all the best.
What can a stay-at-home mom do to make money? Dear landlord:
I think you want to make money and share some burdens with your family. As a full-time mother, the problem you encounter every day is nothing more than rice, oil, salt, sauce, vinegar and tea. Now that the price index is so high, it is not surprising that those daily necessities have gone up.
First of all, let's analyze what a stay-at-home mother is suitable for. Because I have to take care of my children during the day, I have to rule out the business of going out to make money online. To do Taobao, you always have to purchase goods very early and often go to the wholesale market. I believe you don't have that much time, let alone promote other products. Then you can try other investment and financial management. High risk is not suitable for stay-at-home mothers. Although the benefits are high, the risks are also high. If you can take such a big risk, I believe your husband doesn't need to worry about money, so stock fund futures are excluded.
Secondly, only regular savings and fixed investment are left. Save regularly. You have to deposit your money in the bank every month. You can save it for six months, one year, three years, five years and so on. It can be used as an education fund for children, or it can be used to buy some insurance for yourself and your husband in the future. I believe it is feasible for you to take a day off every month and queue up at the bank to deposit money. But the problem is that the rate of return on time savings is too low. Even if it is stored for five years, the annual rate of return is only 4.75%, which still can't keep up with the increase of CPI. Therefore, if you put your money in the bank, it will depreciate in a few years.
Let's talk about the fixed investment of the fund. The fixed investment of the fund is to deduct some money from your account every month, which will be taken care of by the fund company and give you some dividends and income regularly according to market fluctuations. The risk of fixed investment is higher than that of regular savings, but not much higher; The rate of return is relatively high, about 6%, which is similar to the increase of CPI, and can effectively resist the price increase caused by inflation. And the convenience of the fund's fixed investment is that you don't need to go to the bank, you can operate it by turning on the computer.
The method of opening an account for the fixed investment of the fund: 1. Opening an account in a securities company or a bank, saying that personal finance should be done. If the landlord has no friends working in a securities company, I suggest you choose a bank, so that your rights and interests are guaranteed; Second, put the money invested by the fund into the bank card. If you use any bank card to deposit money, which bank can you open an account with, so that you are a customer of the bank and even apply for a VIP customer, so that you will get a much better service attitude; Third, the fixed investment of the fund must be long-term. If you don't save money for any month, it will violate your agreement with the bank or fund company and affect your income; Fourthly, since the landlord is a full-time mother, he must have a lot of time. You can read more books on investment and financial management. Education is the past and learning can represent the future.
I hope the above answers can help you, and I wish you a happy life! Wish the baby good health!
Full-time mothers can do something at home to earn money, find an agent who doesn't need to work, send pictures, and get a commission if someone buys you. It's good.
What should a stay-at-home mother do? You can learn to cook and arrange flowers, all of which are good. O (∩ _ ∩) O.
Manage well. In addition, don't neglect life and family.
What should a stay-at-home mother do? Mothers with children often have a lot of free time, but what can't they do outside? Business.
You can choose what to do online at home. Business.
Can take care of children, enrich themselves, and? Make money to support your family!
At the same time, the social competition is too strong and the pressure is too great. Is it a lot? Doing business is not easy.
What can a stay-at-home mom do? Open a Taobao shop, you can learn slowly if your computer is not good. Going to Baidu knows how to help some people in need.
Go to QQ group to help some people who need psychological counseling and do some public welfare undertakings.
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