I borrowed a friend's car and got into an accident. Because the car was insured, I didn't ask for compensation. Is that too much?

You are so shameless! If your friend's car is insured, that is your friend's own business! Does it have anything to do with you? If you borrow something from someone else and it gets damaged, won’t you pay for it? If you borrow your friend's car and get into an accident, your friend doesn't have to report it to the insurance company. If he reports it to the insurance company, the insurance amount will increase in the second year. Will you bear it? If you damage your friend's car, you can bear the full cost! In addition, you must compensate for the depreciation of the vehicle! I'll break off diplomatic relations with you after I pay my dues! You are such a shameless person!

Personally, I think it’s quite excessive. When a friend lends you his car, it is a sign of great trust in you. It also shows that you have a good relationship.

The most annoying thing about lending your car to others is an accident. There is nothing wrong with borrowing a car, but it brings a series of troubles that are very annoying.

And when you meet people who don’t understand, they will complain, what’s wrong with using it? What's the big deal? I'll cheer you up? In fact, car owners are not worried about gas money, but they are worried about getting into trouble.

Your friend took a risk and lent you his car, and you accidentally got into an accident. Fortunately, there were no casualties. Of course, an accident is not what you want to see. But now that it is out, we must face it bravely.

Yes, every car has insurance. Your friend’s car is insured, but is it you who bought the insurance? You bluntly said that neither the car nor the insurance had anything to do with you, but you confidently said that the insurance company spent money to repair the car, not your friend.

It sounds chilling. Do you know what a car means to its owner? Love and cherish them like your own children. Although the money repaired the car, the car was still damaged and only the surface and parts were repaired. This is extremely heartbreaking for car lovers, just like their own child being injured. Others cannot understand this feeling.

Your friend may have repaired the car without spending a penny, but you can’t just sit back and act like it’s nothing, and take the initiative to call and ask your friend how much it cost to repair the car, or go to the repair shop to ask. Can. Send it to others, it's all part of your heart.

Friends may not want it, but you have to do it and make people feel warm.

You cannot be a person without a bottom line, and you cannot be ruthless and unjust. You must keep the kindness of others in your heart and repay others when you have the opportunity. Otherwise, you will have no friends.

Let me talk about myself first. I often borrowed the car from friends in the first or second year after I bought it. Once, my friend borrowed it to run a long distance. It didn’t matter anything else. It cost 12 points for two round trips and a fine of 240O yuan. There is a video to prove it. He was the one driving the car. I told him, but he didn't say anything. Forget it, I will put a notebook and pen in the car from now on. It doesn't matter if you borrow the car. Write down the time of borrowing and returning the car in the notebook. I advise those so-called friends. , if others don’t talk about you, don’t think that others are fools because they don’t want to cooperate with you.

The same goes for the first car I bought; less than a year after I bought it, it was driven and scrapped by my husband’s comrades; the insurance company only paid more than 50,000 yuan for maintenance; the whole car was bought for 80,000 yuan. I was not happy at the time; I said some things that I didn’t want to do; we had to pay the violation fee of more than 2,000 yuan ourselves in the past; he also felt that it would be good if I helped you settle the compensation to more than 50,000 yuan; this kind of person I now I didn’t even want to answer him; it was really disgusting

Real case: My cousin had an accident with my car, and the insurance company paid less than 10,000 yuan, and the matter ended like this. I forgot about it too. Now when I buy insurance at the end of the year, the insurance company tells me that because of the accident, there will no longer be discounts and the premium has increased by about 1,500. Because I haven’t had any insurance for many years, my premiums have been reduced every year. Last year, they were reduced to 3,600, and I received a cash rebate of 965. This is equivalent to the actual output of about 2,500. Now the insurance company told me that the premium is nearly 4,000, and they want to reduce it to 2,500. I don’t know how many years it will take, but I still can’t get out of the insurance, but the premium will be more than a thousand more every year, and I don’t know how many years it will take! Because I’m a relative, I’m embarrassed to say it. Do you think you’ll feel aggrieved? If I tell you something like this, would you still think you did the right thing?

How shameless to ask this question. It's so sad to be friends with you. At least you have to compensate others for the increase in premiums, whether they want it or not is another matter. I don’t know how to drive. The car I have at home is not a Beijing brand. My husband drives it to the subway station when he goes to and from get off work. One time my mother needed to go to the city for a checkup, and my friend offered to let us drive her husband's car, but I refused. There is a saying that cars and wives will not be loaned out. And who knows what will happen, it will really scratch people and make them disgusting.

If you really need to drive, rent a car or take a taxi.

As a car owner, I have personally experienced this. Last year, my husband lent my car to his friend. I had only bought it five months ago. Although it was not a good car, it was My husband bought it for me on our wedding anniversary, so I cherish it very much. My husband’s friend drank and drove, and the airbag deployed in the crash. When I first saw that car, I couldn’t help crying. My husband was worried about me, so we left without waiting for the result. As for how to apply for insurance or what to do, that was their business, but I was not satisfied with their subsequent outcome. It took a whole month to repair the car, and during this month they kept saying It would satisfy me, but the result was haha. Within a month, my husband told his friend that his friend only transferred 300 yuan to me for taxi fare, and I picked up and dropped off the children four times a day. When the car was repaired and returned to me, they guaranteed that all original parts were used. Well, we didn't pay attention at the time. A month later, I drove it for maintenance. People could tell at a glance that my car had been overhauled and there was no air conditioning. Continuing, it has been a year now and nothing has been solved for me

Not only is it excessive, it is quite excessive!

Even if there is no accident, you should express your opinion. What's more, if there is an accident, even if the car owner has insurance, it will not have an impact on the car owner's life?

If the accident is serious, the car owner’s insurance may increase in the second year. Is this considered a direct economic loss to the car owner?

The best thing to do is to treat the car owner to a big meal first and buy the second year’s insurance for the car owner. If possible, buy some expensive gifts for the car owner as financial compensation, at least the favor is still there!

This is excessive!

It is a great kindness to lend you a car! In addition to assisting in handling the accident, you should take the initiative to file for compensation. After all, there is a big difference between a repaired car and the original one, and after an insurance claim is made, the premium will increase!

This kind of failure to take the initiative to compensate not only proves that your emotional intelligence is not high, but also shows that you value money too seriously!

Anyone who opens his mouth to borrow a car from others is not a good person. Idiots all understand the increase in car insurance premiums, the time lost in repairing the car, and the high depreciation charges on the car after an accident, but this kind of people just pretend to be confused.