I like swimming in the nearby river in summer. My daughter bought me an accident insurance some time ago. Can accident insurance cover swimming?

Insurance Bian Xiao helps you answer, and more questions can be answered online.

Hello! In hot summer, swimming is one of the better ways to escape the heat. However, it is inevitable that there will be all kinds of unexpected risks during swimming. Therefore, it is necessary to insure an appropriate accident insurance in time to improve your own protection.

Can accident insurance cover swimming?

Yes, because swimming has certain risks, and the coverage of accident insurance is aimed at "foreign", "unexpected", "unintentional" and "non-disease", so accident insurance can protect swimming. Pay attention to the following points before insurance:

1. Your daughter has taken out accident insurance for you. I suggest you read carefully the coverage of accident insurance that your daughter has insured for you to avoid unnecessary disputes in the future.

2. Accident insurance should pay attention to the protection of medical expenses. Pay attention to the compensation of medical expenses when buying accident insurance.

3. Understand the liability exemption, coverage, insurance conditions and hospital visits of accident insurance.

4. Pay attention to the provisions of insurance clauses on deductible, self-funded ratio and maximum reimbursement limit of medical expenses, and try to choose accident medical insurance with low deductible, large reimbursement ratio and high reimbursement limit.

5. A good insurance platform is very important. Provide accident insurance products of several insurance companies, and you can compare and choose the accident insurance products that are most suitable for you.

Swimming is risky, so you need to take out appropriate accident insurance in time. It is a formal insurance platform that provides professional accident insurance. Welcome to choose.