If someone borrows money from you, how can you skillfully refuse it, so that others will not be bored, but will thank you?

As the saying goes, "You get what you pay for". People will always be short of money, and borrowing money is also an inevitable topic. Then the borrower is bound to be borrowed, and this subtle relationship between re-borrowing and being borrowed is difficult to be properly handled. Some people will take borrowing money very seriously. If you lend it to him, you may become good brothers and iron buddies because of this relationship. But if you don't lend it to him, he will never be your friend again. Then how can you refuse others to borrow money from you? People will not only ignore you, but also thank you?

First, if someone borrows 10000 from you, then you can say it's only 3000 or 2000. The advantage of this is that it is not easy for others to know that it is not easy for us to save money, and it is certainly not easy to borrow money. We'll let them borrow less. But also can reduce our own risks. In case they borrow money and don't pay it back, we can't rush it, and maybe we will offend others. Also, the other party may not borrow it when you say so, so as not to embarrass us both.

Second, when you don't want to lend him money, simply say that it's not easy to offend people, and you can tell each other your difficulties. After all, it is not easy for us to live by opening the door, and it is not easy for us to live by spending money everywhere. I believe that the other party can understand. If you are really miserable, maybe he can help you. Although it's a bit unkind to do so, if you really don't have money, there's no need to pretend to be fat. It's still you who are embarrassed.

Third, many times, we don't want to lend money to our friends. Mainly to save face. Sorry to ask friends to write us IOUs. In fact, this idea is wrong. If we are true friends, everything should be made clear. If you can help him, then go through formal procedures, you can write an iou or mortgage your property. Lend it to them, we just don't want interest, so we will always be friends. I think if they are reasonable people, they should also be grateful.