Now 60, the pension insurance pays 600 thousand at a time and receives 4000 every month. Would you like to?

This is an interesting question. When you are 60 years old, have sex for 600,000 yuan at a time, and then get 4,000 yuan a month. I guess most people don't want to. The reason for this is the following：

Let's start with the number of 600,000 families. For ordinary people, there are not many families with 600 thousand by the age of 60. You must want to know why you haven't saved enough 600 thousand at the age of 60. Don't worry, let's tidy up.

Nowadays, people who are 60 years old are all born after 60. When they were young, their wages were very low and their education level was very low. Mostly work-oriented. This generation usually has two or three children. Many children cost a lot. The salary of a part-time job is only enough for a family. Often you can't save a few money all year round.

This is still a two-earner family. If it is a single-worker family or a rural family, it is even more difficult. It's good to be able to use it all year round. How can there be money? The proportion of families with no annual surplus is very large. Few families can save a lot of money every year.

Second, even if you are lucky enough, you are the kind of family that can save money. It happens that your family has1800,000. So, can you take out 600 thousand? No, because it is not cost-effective. At present, if you have 600,000 yuan, even if you don't invest, just put it in the bank for financial management, it will cost at least 27,800 yuan a year. Evenly spread, you can earn 2000 to 2300 more a month, which is still much lower than the bank's financial management in the past two years. If you put it in the bank three years ago, it will cost at least 30 thousand a year.

If you are brave enough, it is no problem to start a small investment in financial management, 40,000 to 50,000 a year. That is, nearly 4 thousand a month. This is similar to what Yuan You says every month, right? Besides, the principal is always your own. Use it if you want. It's up to you.

Third, I dare not. At the age of 60, my health went from bad to worse. In case of three difficulties and eight difficulties, I will be in big trouble if I don't get the money. Moreover, at this age, the next generation has just entered the society for a few years, and this time is also their most difficult time. Keeping the money can help their children, but taking it out can't help them. What if one day the child is in a hurry to use money? Besides, most parents in this age group are still alive, but they are all over 80 years old, so we must leave some foundation for them to use.

Of course, those rich people, local tyrants and big money are beyond my scope.

The conclusion is summarized. At the age of 60, it is not cost-effective to have sex with 600 thousand at a time and then get 4000 a month, and it is very cost-effective! Then keep the 600 thousand.