Bank employee benefits

"Where do you work?" "Where's the bank." "Wow! Went to the bank? That's great!" I believe that such dialogue is not uncommon in everyone's life. White-collar workers, a decent job; Financial industry circle, the front line of business; Stability and comfort, generous benefits; Complete social security, worry-free life; In the eyes of many people, the goodness of banks is not just talk! And the five major banks as models in the industry—— Industrial and Commercial Bank of China, Bank of China, Agricultural Bank of China, China Construction Bank, and Bank of Communications have become “hot spots” in the eyes of many fresh graduates and people in society. So, what are the salaries of bank workers? Mr. Offer will give you a list of key points. Before starting, there is a small gift package for students who are preparing for bank school recruitment. The whole process of bank school recruitment took 3 months to carefully prepare. Organized, including: the latest 2022 Autumn Recruitment online application form & internal recommendation form, real resumes for on-campus recruitment of famous companies such as China Merchants Bank, resume templates favored by top 500 HRs, real written test question banks of China Merchants Bank, ICBC, Agricultural Bank of China, China Construction Bank, Bank of China and other famous companies. Tips for group interviews, AI interviews, professional interviews, and case interviews. Salary summary for school recruitment in 6 major industries. If you don’t receive it, you will suffer a big loss (akimbo). It’s free for newbies ▲

The five major banks built by ICAC, salary packages Which one is the best?

We will reveal the true salary levels of the five major banks and take you to see the "world under siege".

Bank of China Bank of China provides customers with comprehensive financial services in mainland China, Hong Kong, Macau, Taiwan and 37 countries. In terms of remuneration and benefits, Bank of China is relatively transparent. The overall salary and benefits information is as follows:

(1) Salary and bonus. The monthly salary for undergraduate/master/doctoral trainees is: 4,000 yuan/5,000 yuan/6,000 yuan respectively. A bonus of one month's salary will also be given. After becoming a regular employee, the corresponding job salary and performance bonus will be paid according to the appointed position.

(2) Statutory benefits. Medical, pension, career, work-related injury, maternity insurance; housing provident fund (withdrawal deductions of 800 yuan/month in the first year, and equivalent subsidies within the industry of 800 yuan/month × 12 months = 9,600 yuan).

(3) Cash benefits. Rental subsidy: 1,800 yuan/month × 12 months = 21,600 yuan (maximum 4 years); Transportation expenses: 750 yuan/month × 12 months = 9,000 yuan; Meal expenses 1: 450 yuan/month × 12 months = 5,400 yuan ; Meal expenses 2: 400 yuan/month × December = 4,800 yuan; Heatstroke prevention and cooling fee (June-September): 1,200 yuan/month Dragon Boat Festival, Mid-Autumn Festival, National Day): 1,200 yuan/month × July = 8,400 yuan.

(4) Other benefits. Communication fee: 200 yuan/month × 12 months = 2,400 yuan; various bonuses such as corporate annuity, supplementary medical insurance, annual physical examination, trade union benefits, etc. After reading the data, let’s listen to what Bank of China employees think of their own bank. "The benefits in our bank are roughly divided into two parts, one is fixed monthly salary, and the other is year-end performance, which is business bonus. Social security and provident fund are very complete. What is certain is that the more business you know in the bank, the higher your position will be. Your salary will naturally be higher. For example, for financial planners, the advantage is not obvious in third- and fourth-tier cities, but it is OK in provincial capital cities, and it is higher in Beijing and Shanghai.” - An employee of a Shanghai branch of Bank of China, with 1 year of service. Years and 8 months. In addition, Bank of China is a bank that attaches great importance to talents in the banking industry and attaches great importance to employee training. Employees can learn a lot of banking knowledge, and there are also opportunities to advance from branches to the head office internally. Bank of China has a long history of development, ranking among the top two of the five major banks in many indicators, with a large platform and strong strength. The remuneration package of Bank of China is relatively transparent, but there are significant differences in remuneration levels across regions. When considering different dimensions such as the head office and branches, first-tier cities and second-tier cities, coastal and inland areas, the remuneration packages of different Banks of China vary.

Business scale: 4 stars

Salary and benefits: 3 stars

Career development: 4 stars

ICBC

Let’s talk about the salary and benefits issue at ICBC that everyone is most concerned about. Although ICBC is somewhat of a "big brother" among the five major banks in terms of business scale and industry status, the overall treatment level of its employees is inversely proportional to its size.

As a bank that can be seen on the streets, the salary level of ICBC employees is relatively low among the five major banks, and it is not even outstanding in the entire banking industry. It is basically considered to be one of the banks with the lowest income. The average salary for new employees fluctuates between 4-5k (some teller positions do not even reach this figure). In recent years, ICBC has shown signs of wage reform. It is reported that after the reform, the annual salary of tellers at Beijing ICBC has reached 80,000, and the salary increase has been considerable. As the first of the five major banks, ICBC has always been the favorite of many job seekers in the financial industry. Although the remuneration package does not have an absolute advantage, ICBC's huge business scale, comprehensive and diversified business system, broad career development channels, and rich industry resources are all its weights that have kept it in the trend of the banking industry for many years

Business scale: 5 stars

Salary and welfare stars

Career development: 5 stars

In terms of salary and benefits of the Agricultural Bank of China, Agricultural Bank of China employees have to deal with the situation before becoming a regular employee. The difference is very obvious. According to relevant information, the basic salary of Agricultural Bank of China before becoming a regular employee fluctuates between 2,000 and 3,000 yuan per month. After becoming a regular employee, there will be basic salary + performance bonus + year-end bonus + holiday allowance.

The average monthly salary of regular employees is 6,500 yuan/month, and the housing subsidy is about 1,500 yuan/month. Of course, the treatment will be different in different cities. In terms of career development, compared with other members of the five major banks, ABC has more limited development paths and room for advancement. According to industry insiders, the Agricultural Bank of China's upgrade to one level is almost equivalent to an enterprise's upgrade to three levels. You can imagine how difficult it is to upgrade. At the same time, Agricultural Bank of China has great competition and complex social relations. Compared with other banks, the development space of Agricultural Bank of China is relatively limited. Agricultural Bank of China can be said to be a relatively comfortable, stable and comfortable place to work among the five major banks. The salary level is in the middle. The actual salary difference between trainee employees and regular employees is huge. Compared with other banks, Agricultural Bank of China's career development space and paths are relatively limited, making it suitable for those seeking stability.

Business scale: 3 stars

Salary and welfare stars

Career development: 2 stars

China Construction Bank In recent years, China Construction Bank In a period of rapid development, the increase in revenue has also brought about an increase in employee income. However, even within the same system, the income levels of CCB employees in different cities and regions still vary. For example, the monthly salary of ordinary tellers in a branch of China Construction Bank in Sichuan Province is around 3,000 yuan, but the annual salary in provincial branches is more than 100,000 yuan; another example is that the annual salary of ordinary employees in a branch in a third-tier city in Hubei Province does not exceed 60,000 yuan, while the annual salary of ordinary employees in a branch in Wuhan, the provincial capital, is not more than 60,000 yuan. The annual salary of employees reaches more than 80,000 yuan; another example is the Shenzhen branch, where the monthly salary is 5,600 yuan in the first year, 7,000-8,000 yuan in the second year, and more than 10,000 yuan in good branches. Generally speaking, the salary differences between different branches within the CCB system are quite different. The annual salary of general branch employees fluctuates between 60,000 and 80,000 yuan. "The benefits of China Construction Bank are average, and there are all the ones you should have, but there is nothing special. Personal salary is determined by the number of years in the bank. The number of salary increases every year is relatively stable. There are no popular people who have salary increases several times a year. The same is true for promotions. Generally, you work your way up step by step, relying entirely on your personal ability and qualifications." ——An employee of a branch of China Construction Bank in Changsha, with 2 and a half years of service. In terms of career development, CCB has maintained a good momentum. On the one hand, CCB is expanding its business territory year by year, and many indicators are moving towards industry benchmarks; on the other hand, CCB focuses on creating broad development space for employees.

Business scale: 4 stars

Salary and welfare stars

Career development stars

Bank of Communications Since Bank of Communications implements a secret salary system, There is limited data available for reference in terms of compensation and benefits. Let’s listen to what Bank of Communications employees have to say: “For us Bank of Communications employees, performance is our bread and butter. At Bank of Communications, performance is not only directly linked to salary, but also whether you are eligible to participate in company travel depends on performance.” —— Transportation An employee of a bank branch in Shanghai, with 2 years of service. "The office environment of the Bank of Communications is quite good. It is generally surrounded by birds singing and the fragrance of flowers, and the air is very fresh. But it is difficult for the staff who sell credit cards to enjoy these benefits. To sell credit cards, they first "operate" on acquaintances, and then post online , spread the news, and if it doesn’t work, Jiang Taigong will just go fishing.” ——An employee of a branch of the Bank of Communications in Chongqing, with 2 and a half years of service. Overall, the average salary at Bank of Communications is about 5,000 yuan per month, and the average annual income of employees with one year or more of service is about 100,000 yuan.

As my country's first national joint-stock commercial bank, Bank of Communications can rank among the traditional four major banks (Industry, China, Agriculture and Construction) and become one of the five major banks, which shows its strength. With a background in comprehensive financial services, Bank of Communications has unique development resources in cross-market and international development and other fields, with a broad business scope and strong development momentum. As a bank with its head office located in the financial center of Shanghai, Bank of Communications ranks at the middle level in terms of salary and benefits, and has a large career development space.

Business scale: 4 stars

Salary and welfare stars

Career development: 3 stars After reading these, do you have a new idea about the salary packages of the five major banks? What about your understanding?

In fact, the salary issue in banks cannot be limited to comparison of numbers, nor can it be generalized.

In fact, in China, even in the same banking system, the head office and branches, coastal cities and inland cities, provincial capital cities and non-provincial capital cities, first- and second-tier cities and third- and fourth-tier cities, cities and towns There is also a big difference in treatment between them. But overall, as one of the giants in the financial industry, banks are at an overall higher level in terms of salary, working environment, career development, personal ability cultivation, personal value creation, personal career development, etc. level. In fact, the benefits in banking are just as difficult as those in other industries, so to truly achieve high-paying employment, you have to start by increasing your income.