There are many ways to borrow money in modern society, so if ancient people have no money, what are the ways to borrow money?

In modern society, if people need to borrow money, they will have many choices. They can go to the bank for a loan and repay it in advance with a credit card or flower bed. What should ancient people do if they need to borrow money?

The first way is that when ancient people are short of money, they will write to familiar friends to borrow money. When you borrow money, you will be sensible, you will talk about your difficulties, you will tell each other your needs, you will promise when you can pay back the money, and so on. Looking forward to the other party's reply, basically follow this routine.

The second way is to pawn in a pawnshop. Sometimes if you are short of money, you can take valuables to the pawnshop to exchange money. It is recorded in the Han Dynasty that Sima Xiangru pawned his robe for money to buy wine, and then redeemed it when he was rich. However, although this method is more convenient, it also has disadvantages. For example, in order to survive, you will pawn something very important and want to redeem it later, but the price will change. When you want to redeem it, you will find that the price is high, or someone bought your things, or the pawnshop owner ran away.

The third way is to borrow money from banks, but ancient banks can be said to be a kind of credit institutions, but most of them were set up for the rich. Because ordinary people have no repayment ability, it is naturally impossible to borrow money, or there are underground banks that also provide this service, but there are certain risks in general. After all, if they can't pay their debts, they may be chased or even threatened. So, in general, the ancients borrowed money in these ways.