Who can tell me how China Construction Bank collects management fees from current accounts?

Hello, the RMB personal current deposit account (including current all-in-one, savings card and zodiac card) whose "average daily deposit balance" is lower than the prescribed standard. ) will be charged a management fee. The head office of China Construction Bank has formulated five standards for small accounts: 500 yuan, 400 yuan, 300 yuan, 200 yuan and 100 yuan. The implementation standards vary from place to place.

The average daily deposit balance refers to the sum of the average daily deposit balance of the same account in the charging statistical period divided by the number of days in the statistical period.

Charge by quarter. The statistical period of charges is 2 1 last quarter to 20/last quarter, and 2 1 last quarter is the fixed deduction date. The charging standard is 3 yuan per quarter.

There is no management fee for seven types of accounts.

1. For customers with valid urban residents' minimum living guarantee certificate, the bank gives preferential treatment to exempt small account management fees;

2. Payroll account

3. Personal loan repayment account

4. Personal withholding account (excluding insurance withholding account) and current account in Ledangjia wealth management card.

5. Fund inquiry and withdrawal account, current account corresponding to securities card and compound IC card (gas), business accounts such as bank-securities transfer of securities funds, bank transfer and bank deposit.

6. Seven types of small accounts, such as current accounts corresponding to composite IC cards (tobacco), are exempt from management fees.

7. For small accounts opened after 2 1 at the end of last quarter or cancelled before 20/at the end of this quarter, the management fee for this quarter is also exempted.