How much are you in debt after 90?

I estimate that I will be in more debt than all of you here.

At the highest time, the debt was 5.725 million, the loan for three houses, the debt due to the closure of the company, and various credit card debts.

I'm alive again, I sold two houses, and now my debt is about 6,543.8+0.58 million, and my monthly repayment is 6,543.8+0.5 million, plus my personal expenses are 6,543.8+0.00 million. If I do nothing every month, it will cost tens of thousands. I used to earn 65438+ ten thousand yuan a month in Race with the Bull, and I also used steamed bread with instant noodles and eggs, and wanted to add two eggs.

I believe I will get up.

After 90, I am really tired. When I was working in a bank, I found that people who are really in debt actually don't smile much, but many people who come to manage money are smiling.

Good luck, stranger. Let's go

/kloc-married in 0/993, 17, and now the child is 4 months. Now I work in a municipal unit in a fourth-tier city with a monthly salary of 5800.

Now there are mortgages, car loans, credit card loans, JD Finance, Alipay, and friends all owe money.

Monthly repayment of unused provident fund for mortgage 1.900 yuan. The car was bought with zero down payment, paid off in five years and paid off in two and a half years. Now it's 2300 yuan per month, and the credit card is still 1.600 yuan per month. Pay it off in May next year. Jingdong Finance now owes 25,000 yuan (300 yuan per month with interest), and friends still owe 20,000 yuan (none).

Daughter-in-law is now on unpaid maternity leave. I have to pay back at least 6000 yuan a month now, not counting the car fuel, my own cigarettes, human feelings, children's milk powder, diapers and clothes. It is estimated that it will cost about 8,000 yuan a month, and the living expenses at home are basically my wife's money. She saved some money before going to work.

No, I can't do some sideline work. I borrow money from JD.COM and Alipay every month to catch up with each other. Waiting for my daughter-in-law to go to work now can relieve the pressure. Although I am under great pressure, I am optimistic. I firmly believe that life will get better and better. The provident fund can repay the loan with 15000 yuan every year. My daughter-in-law will get a raise after she goes to work. Her salary is expected to be around 6000-7000 yuan, and then she has to pay off the mortgage. After paying off the credit card next year, I will start to pay back 25,000 yuan from JD.COM and 20,000 yuan from my friends, and then only the mortgage and car loan will be left.

In March 2022, the car loan was paid off. At that time, the mortgage will be converted into provident fund, and only 400 yuan will be paid back every month. By then, the pressure of our life will basically be gone. Then, we will save some money to change the style of the house, have a second child and save some money for the children. Life is beautiful, as long as you work hard, it's nothing to suffer when you are young, I'm afraid it's for the next generation. Come on!

Coordinate Zhengzhou, 1992, unmarried, just bought a house this year, 92.46 square meters, with an average price of 13500, 1.2 million. The down payment plus other expenses is 400,000 yuan and the loan is 870,000 yuan. I use a portfolio loan, with a commercial loan of 470,000 yuan and a monthly repayment of almost 4,500 yuan. After the Spring Festival this year. At the end of last month, I was informed to repay the loan on July 27. To tell the truth, since I bought a house, I have stopped shopping indiscriminately. I haven't started paying it back yet, and I feel a lot of pressure. Recently, the quality of sleep has plummeted at night, and closing your eyes is a mortgage. My friend told me it would be fine in two years, because I'm numb [covering my face], and now it's not the hardest time [hitting my face] [hitting my face] [hitting my face]. Given another chance, I will never buy a house this year. Advise those who are going to buy a house in Zhengzhou this year to wait. Now that the house is not easy to sell, the interest rate seems to continue to fall. There are many houses, don't believe in sales! ! !

1997, 18 years old, she dropped out of school to work in other places. From more than 3,000 yuan a month to 4,000 yuan now, the rent is about 15000 yuan a month, and the rent is about 1300 yuan a month. Because the house price where she works is too expensive, I'm afraid I can't afford it (average price 15000). Last year, I was in Shandong. The loan is 570,000 yuan, and the monthly repayment is 4,800,30 years. I bought the car in full 168000 when I went home last year. I have to decorate my house when I go home this year. I am single and unmarried, and I will deposit and withdraw my wife's money in the future. Now I have no debt except mortgage, but I really regret not reading more. I feel a lot of pressure now.

1992 was born in Ganzhou, Jiangxi province. 17 got married and now has a daughter for 9 months. I started a business with a friend two years ago, and my partner ran away, with a debt of 250,000 yuan (credit card, Alipay, WeChat, bank loan) and a monthly car loan of 2,500 yuan 15 months. The current income is uncertain. I just opened a scalp coloring tattoo studio this year, with a monthly rent of 3,500 yuan.

To be honest, the pressure is really great. Fortunately, I have a daughter-in-law to support me. My daughter-in-law is basically responsible for the expenses at home, and I have never complained about the failure of investment. I'm really glad to have married her.

Only hard work can repay her.

I invested nearly 0.2 million/200 thousand to open this studio, and it costs hundreds of dollars to wake up every day. The pressure is great, and it also forces me to work hard.

My partner ran away two years ago, and I can't sleep every day, and I am depressed every day. I don't know how to face my family (my parents don't know that I am in debt, so I dare not say. )

Young people should not be afraid of debt. Only by pushing yourself can you know how good you are.

I'll do the math, too