Do you want to post it if the fund loses money?

Under normal circumstances, the fund will not be out of money, so there is no saying that it is posted backwards. The fund will be liquidated if it loses money to a certain extent. At present, there has not been any fund loss. In short, it is almost impossible for the fund to lose money, but the bad fund may have a big retreat. Fund liquidation refers to the realization of all fund assets and the distribution of income to holders.

Fund fixed investment:

A common way for a fund to make a fixed investment is to make a regular investment, that is, to buy a fixed share of the fund from a fund company at a fixed time every week or month. Fixed investment can average costs, spread risks and realize automatic investment, so fixed investment is also called "lazy investment". This is a long-term investment and the short-term effect is not obvious. We must ensure that we can come up with a sum of spare money for a long time.

How to buy funds:

Go to a bank or fund company to buy funds. Banks can act as agents for many fund companies, and specially open accounts to find bank financial counters. At present, some securities companies also have agents to trade funds. After the bank opens online banking, there is a general discount for online shopping.

Make a self-understanding first, whether it is high risk and high income or steady capital preservation income. The former buys stock funds, while the latter buys bonds or money funds. After determining the type of fund, the choice of fund can be based on fund performance, fund manager, fund scale, fund investment direction preference, fund charging standard and so on. Online ranking of fund performance. Steady stock funds can choose index or ETF. It is best to choose back-end payment for fixed investment. I'm afraid I won't make a specific recommendation. Only the feet know whether the shoes are good or not.

Generally speaking, there are two ways to invest in open-end funds, single investment and regular quota. The so-called fund "fixed investment" means that investors invest a fixed amount (such as 10 yuan) in the designated open-end fund at a fixed time every month, which is similar to the bank's zero deposit and withdrawal method. Because of the low starting point and simple method, the fund is also called "small investment plan" or "lazy financial management"

The fixed investment of the fund is similar to long-term savings, which can spread the investment cost evenly and reduce the overall risk.

Recently, the stock market is in a downward channel, and the short-term risk of equity funds is relatively high, which is not a good time to enter the market. It is always an opportunity to invest in stock funds to make a fixed investment, but only if you have the determination to persist can you see the effect.