Joke Collection Website - Mood Talk - What should I do if I am 25 years old without a car, a house and a deposit?
What should I do if I am 25 years old without a car, a house and a deposit?
Suppose there is no car, no house and no deposit. To sum up, there is no money. Why is there no money? Having a job and no money means that you are not working hard enough. You can't blame others for being lazy because they work hard and hide behind everything and get too little salary. No matter what job, the basic salary is generally not high, so you have to work hard to get more commissions and bonuses. Or I work hard, but my salary is low. That's because you didn't give enough. Only by working harder can you earn more money. If the company really doesn't pay well, then change to another company and try to make money. Suppose you don't have a job now, what if you say you have no money? First of all, find a job and go to work in a down-to-earth manner. You don't have a girlfriend now, so your expenses won't be too big. One job is enough for you.
But if you want to have a deposit, you must do two things. The first is to earn more, and the second is to manage your own money. If you earn less in a job, you can find a part-time job according to your own specialties and hobbies. You work hard and earn money part-time, which is absolutely enough. You can save money if you can't spend it in a month. Get a bank card to save money. Determine how much money to save each month according to your income. Let's calculate the cost first. For example, if you earn 4,000 yuan a month, work part-time 1500 yuan, and earn 5,500 yuan a month, you can save 2,000 yuan a month except for living expenses 1500 yuan, utilities and rent. I calculate this according to a medium-sized city. In this case, you can save about 30,000 yuan a year based on 1 1 month, plus double salary and bonus at the end of the year. Not much, but there is a deposit. Save it for a few years, and there are hundreds of thousands.
Cars are even less of a problem. If you want to buy a good car, you really don't have enough money. If you buy a general one, it will cost about 65,438+10,000 yuan. It is ok to work for three years, or it is ok to work for two years with some help from parents before buying a car. If your family is poor and you have to rely on yourself, you can get a loan to buy a car, and you can pay back a little every month, which is only a few hundred dollars. The problem of the house is a big problem, so don't buy it in a hurry, because you have to wait until after you get married. Now that you are 25 years old and don't have a girlfriend, get married later. If you get married at the age of 28, you can save almost 65438+ ten thousand yuan after working for three years, and your parents can make another 200 thousand yuan, so you can pay the down payment on the house. Then it is to pay the mortgage every month. Life is really stressful, but look at your brothers around you. Isn't that how they all come over?
The house is owned, the car is owned, and the deposit is gone. It's okay. Aren't you still working? 3000 yuan a month can still be saved, isn't that enough? Now I just need my girlfriend. With a house and a car, it's not hard to chase a girlfriend. Now it can be solved in other ways. First of all, you should expand your social circle. Know more about the opposite sex, go out for dinner on weekends, friends of friends can play together, and it is easier to find a partner. Secondly, you should keep a good appearance, you don't need to be handsome, but you should be clean and tidy. After all, girls like a higher value. Finally, if you like a girl, go after her bravely. Don't be afraid of failure. If you fail several times, you will succeed.
So you have a car, a house, a deposit and a girlfriend. It's easier said than done. Accumulate step by step, as long as you are willing to make progress, there will be bread and love.
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