Why do people who sell insurance like to start from the relatives around them?

Why do people who sell insurance like to start from the relatives around them?

When I saw such a question, I didn’t want to answer it at first, because I felt that such a question showed that the questioner had an understanding of insurance. I am biased, but I feel relieved after thinking about it, because this phenomenon is quite common in life, and it is understandable. So I can't help but share some of my own opinions.

Why do people who sell insurance like to start from the people around them? From the psychological perspective of this question, the questioner looks down on people who work in insurance, or in other words, looks down on the insurance industry. But because you don’t understand insurance, you can be forgiven for saying such things. As the saying goes, those who don’t know are not guilty. Then I will answer this question from three aspects:

1. You are his relative. Because I care about you and love you, I hope you have insurance

Let me tell you something about me For example, I have a friend who works in insurance. She is very proud. After getting insurance, she was worried that her relatives and friends would resent her, so she never took the initiative to tell her classmates, friends and relatives about the insurance. She said: Unless they come to me on their own initiative. Buy insurance, otherwise I wouldn't tell you.

But a year later, she regretted it. Because her uncle was diagnosed with gastric cancer. He was young, in his 40s, and had no insurance. He had to borrow money for treatment from here and there. There were two cousins ??studying in the uncle's family. The treatment cost hundreds of thousands, and most of it was borrowed. So my friend regrets very much. She regrets that she didn't discuss the insurance with her uncle just for her own sake. If she had discussed it, even if her uncle didn't buy it, I believe she wouldn't feel so uncomfortable and guilty.

After that incident, my friend began to take the initiative to discuss insurance with every relative and friend around him. She said: "It's their business whether to buy it or not, but if I don't even dare to talk to them for the sake of face, that's my problem, so I have to do my job well. Just because they don't understand insurance, That’s why I need to talk about it. I hope this kind of regret will not happen to me again in the future, and I also hope that everyone around me has insurance, because I care about them and they are my dearest people.”

2. Everyone needs insurance, but you don’t know it yet

From the time everyone is born to the time they leave this world, we face joys, sorrows, sorrows, and see the prosperity of the world and the blooming of flowers. It depends on life, old age, illness and death. If the risk does not happen to you one day, you are very lucky. If a risk does happen but you have insurance, you should be grateful. What you fear most is that a risk occurs but you don’t have insurance. Then you will definitely Very remorseful. The fate between people is cultivated in previous lives. Because I looked back five hundred times in my previous life, only to pass by once in this life. If someone is willing to talk to you about insurance, this is a lucky thing and does not require such a big psychological burden.

3. The agent is doing his job, promoting insurance to everyone around him

They all rely on their own real ability to make a living, and they are also legal taxpayers and work with various industries. People from all walks of life deserve to be respected. If you really can't stand your relatives or friends telling you about insurance, or "selling insurance" as you understand it, you can actually refuse it in a clear and stern manner. I believe that after refusing twice, he will not contact you again. You talk about insurance, because the insurance agent's time is also valuable, and he has to promote insurance to people who are willing to learn about it. Because there is a long way to go to change the current situation of the insurance industry and increase the insurance rate of citizens.

Taking a step back, if you feel that the concept of insurance is not suitable after I explain it to you, you can completely refuse it. There is really no need to pay for favors. Please remember: you buy insurance just because you need it. If you also recognize me, then I will be very willing to design a plan for you.

If you buy an insurance because of favors, you are discrediting and disrespecting the insurance industry.

Do you think so?

I am Xiao Ling, a financial expert, a national financial planner, focusing on financial management, children's financial intelligence, family financial planning, and living a different and wonderful life. WeChat public account Xiao Ling natureID: naturexiaoling