What information is needed to transfer a second-hand house in Wuxi? Wuxi second-hand house transfer process and cost How long does it take to get the real estate certificate after the transfer of a se

What information is needed to transfer a second-hand house in Wuxi? Wuxi second-hand house transfer process and cost How long does it take to get the real estate certificate after the transfer of a second-hand house in Wuxi

Wuxi has developed rapidly in recent years, and its economic strength has ranked among the top five in Jiangsu Province. With the rapid economic growth, housing prices are also rising year by year, so it is very difficult to buy a new house in Wuxi. However, if you want to buy a house and settle in Wuxi, you can consider buying a second-hand house. Let's first learn with the editor what information is needed to transfer a second-hand house in Wuxi. By the way, let's talk about the transfer process and costs of a second-hand house in Wuxi and how long it takes to get the real estate certificate after the transfer of a second-hand house in Wuxi.

1. What information is needed for the transfer of second-hand houses in Wuxi

What information is needed for the transfer of second-hand houses in Wuxi? This question mainly depends on the house transaction. Depending on the transaction, different information is required. At this stage, the more common second-hand housing transactions include sale, donation, and inheritance. The following is an introduction to the information required for different Wuxi second-hand housing transfers for reference.

1. Information required for sale and transfer

"House Ownership Certificate", "Deed", applicant's identity certificate, seller's marital status certificate (the house certificate is not specified*** Yes Information provided), "Existing Housing Sales Contract", and other necessary materials (if the demolition households purchase a house, the buyer must provide the "Demolition Agreement").

2. Information required for gift transfer

"House Ownership Certificate", "Deed", applicant's identity certificate, donor's marital status certificate (the house certificate is not specified*** (If necessary, provide), "Notarized Certificate of Donation Contract" or "Notarized Certificate of Donation" and "Notarized Certificate of Acceptance of Donation", and other necessary materials.

3. Information required for inheritance and transfer

The deceased’s death certificate (issued by the police station or hospital), the deceased’s kinship certificate (issued by the village committee or neighborhood committee where the household registration is located), each application People’s ID cards and house property ownership certificates.

2. Wuxi second-hand house transfer process and fees

(1) Wuxi second-hand house transfer process

1. Receive the form: "Real Estate Transfer Application Approval Letter" , "Real Estate Sales Contract", "Buyer Confirmation Form", fill in the form.

2. Transaction: Both the buyer and the seller sign.

3. File check: Check whether the property rights of the house are clear, whether there is any mortgage, and whether it is sealed (check in the morning and the results will be available in the afternoon, and check in the afternoon and the results will be released the next day).

4. Appraisal: Make a "House Safety Appraisal Report".

5. Valuation: The financial department evaluates the house price based on the transaction amount of the "House Sales (Replacement) Contract".

6. Local tax: Pay the seller’s real estate business tax (the tax-free local tax department will issue a tax exemption confirmation) and stamp tax. The stamp tax is 0.5% for both the buyer and the seller.

7. Submit the document on the second or third day, and pay the deed tax after seven days: pay the deed tax, pay the handling fee to receive the deed: pay the transaction fee, seal the document: receive the certificate receipt.

8. After ten valid working days, get the certificate: The buyer will take the original ID card to get the house certificate.

(2) Wuxi second-hand house transfer fees

1. Deed tax: 1% for houses purchased below 90 square meters; 1.5% of house price for 90-140 square meters; 140 For square meters and above, 3% of the house price will be charged.

2. Business tax: It is exempted for five years after the property ownership has been obtained, and 5.5% of the house price is paid for less than five years.

3. Land: If the property ownership of the house has been obtained for five years, it will be exempted. If it is less than five years, 1% of the house price will be paid.

4. Income tax: If the property ownership has been obtained for five years, it will be exempted; if it has been acquired for less than five years, it will be subject to 1% of the house price. (The original value of the house is generally calculated based on the deed tax paid on the road)

5. House transaction fee: 6 yuan/square meter based on the building area

6. House property rights registration fee : 80.00 yuan.

7. House appraisal fee: 0.5% of the appraisal amount is paid

The above is the relevant content about 0, I hope it can be helpful to everyone!

3. How long does it take to get the real estate certificate after the transfer of a second-hand house in Wuxi?

How long does it take to get the real estate certificate after the transfer of a second-hand house in Wuxi? When handling the transfer of a second-hand house in Wuxi, the time to obtain the certificate must be determined based on the original purchase payment pattern of the second-hand house. The more common payments for purchasing a house include mortgage and full payment. The time for obtaining the certificate varies greatly for different payments. The following is a detailed introduction of the time.

1. Houses with mortgage repayments

For houses with mortgage repayments in Wuxi, if you want to transfer the ownership, you must release the mortgage of the house, so after the buyer and seller sign the sales contract Then the mortgage can be repaid. If the buyer wants to take a loan to purchase a house, it can be done at the same time. The loan and repayment do not affect each other. Mortgage approval usually takes about a week. The official transfer time is relatively short, usually 10-15 working days.

2. Houses purchased with full payment

Nowadays, most home buyers buy houses with loans, so the loan approval time is at least about 10 days, because after signing the loan contract, you must pay back the house. The buyer is required to provide proof of income, bank statements and other materials. The bank will not formally approve the application until the information is complete.

In short, for a house with a mortgage loan, if the mortgage loan has not been repaid, the transfer time will be longer; if the landlord does not have a mortgage loan and the home buyer needs a loan, generally speaking, it will be 10-30 The transfer can be completed in as little as 10 days and the real estate certificate can be obtained. If the landlord does not have a mortgage and the buyer pays in full, the transfer can be completed and the real estate certificate can be obtained in less than ten days.

The above is about what information is needed for the transfer of second-hand houses in Wuxi, the transfer process and costs of second-hand houses in Wuxi, and how long it takes to obtain the real estate certificate after the transfer of second-hand houses in Wuxi. I hope it can be helpful to everyone!