What happens when ants borrow money and pay it back one day late?

If you miss the repayment date, you have to bear the following consequences.

1, credit will be hurt.

2. It will be collected by the platform.

3. There will be penalty interest.

4. The loan amount will be reduced.

5. The loan amount may be frozen.

6. Affect other loan applications.

7. Occupation is affected by credit information damage.

8. Will be blacklisted.

9. Malicious overdue will be prosecuted by the platform.

10, unable to enjoy preferential loan policy.

Loan does not support deferred repayment or negotiated repayment. Failure to repay in time before the repayment date expires is overdue. After the deadline, you need to bear corresponding responsibilities, and you can't negotiate with the platform to reduce the penalty interest.

Visible, after loans overdue, its influence is very huge.

Therefore, once the loan amount is used, it is still necessary to repay the loan in time as agreed. Before applying for a loan, you need to fully consider your repayment ability, borrow reasonably on the premise that your personal income can cover the loan expenditure, and don't bring too much debt pressure to your future life.

In "Kingfisher Data", you can get a big data report and easily find out your overdue online loan record. At the same time, you can classify your own online loans, including formal and informal platforms, credit reporting and non-credit reporting. If you encounter insufficient funds, you can negotiate with the online lending platform to give priority to paying off the officially granted loans and reduce the adverse impact on yourself.

Extended data:

How to repay in advance?

If the system still shows that there is money to pay back after prepayment, it is probably for the following reasons.

1. I just paid off the principal in advance, and didn't pay interest or installment fee/deferred repayment fee, overdue fee and other expenses, so I haven't paid off all the bills yet, so I will naturally continue to remind you to repay.

2. It may be that the repayment has just been made, the payment has not yet arrived, and the system has not had time to update the information. It is possible that refreshing the page will not show the bill to be repaid.

3. Unpaid bills returned in advance, and then consumed together with the flower buds, so when the billing system issues bills on the billing date, there are naturally new consumption to be returned in the bill.

4. The previous bill has not been paid off completely, so although there is no new transaction to be paid off this month, the outstanding part of the previous bill should be paid off before the due repayment date (inclusive).

You can contact Alipay customer service for details. If you really have money to repay, you must repay it on time to avoid overdue.