Basic knowledge of stocks

I. Conditions for opening a stock account:

At least 18 years old, with civil capacity, with the original second-generation ID card.

Second, the stock account for money:

Personal accounts need to pay Shanghai Securities account opening fee 40 yuan and Shenzhen Securities account opening fee 50 yuan. When an institution opens an account, it is required to pay the Shanghai Securities Account Opening Fee 400 yuan and the Shenzhen Securities Account Opening Fee 500 yuan.

Third, how much money can be used for stock trading:

There are basically no capital restrictions on stock trading. Buy a stock for at least 100 shares. Now the cheapest stock is more than one piece, that is, more than 100 shares can be traded. Generally, it is more suitable for beginners to take thousands or ten thousand hands, and hundreds can also buy and sell stocks.

4. When will the stock account be opened?

Stock accounts are usually opened during trading hours from Monday to Friday. The appointment time for customers to open an account is from 9: 00 am to 5: 00 pm on weekdays, and it is open at noon. You can open an account on weekends and holidays.

Verb (abbreviation for verb) Stock account opening process:

First of all, bring my valid certificate to the counter of the corresponding business department to open an account, provide one-on-one service, and follow up the whole process. You just need to prepare your papers, and others will take care of it. If you have any questions, please feel free to call. Thirdly, it is to handle the bank-securities transfer relationship, and bring the account opening information of the securities company to the bank to handle the bank-securities transfer relationship, so that it is convenient to transfer the bank to securities and securities to banks through trading software in the future.

Six, how to buy stocks:

To buy stocks, you must first open a personal stock account. After opening an account, you can download trading software from the computer to log in for trading, you can make a phone call, you can download trading software from your mobile phone, and you can stay at the scene to entrust.

Seven, a person can open several households:

A person can only open an A-share account in Shanghai and an A-share account in Shenzhen. There is no limit to the number of fund accounts. However, due to the designated trading of SSE, only one business department can be associated with one fund account when buying and selling SSE shares, while Shenzhen Stock Exchange can be associated with multiple fund accounts of business departments. Therefore, opening an account in a different place does not affect opening an account in a different place to buy and sell stocks in Shenzhen. In addition, if you only buy wealth management products, you can open a capital account at the brokerage firm to buy them, and you don't need to open a shareholder account.

9. What kind of bank card can be associated with account opening:

At present, the banks that support the three parties are: ICBC, Agricultural Bank of China, Bank of China, China Construction Bank, Shanghai Pudong Development Bank, Ping An, China Merchants Bank, CITIC, Xingye, Huaxia, Bank of Communications and Minsheng. You can choose a convenient bank to handle the tripartite deposit of bank and securities. You don't need to open an online bank to handle the three parties, but you can use an ordinary savings card.

Ten, those fees charged for stock trading:

The fees charged for stock trading mainly include commission, stamp duty and transfer fees, among which stamp duty and transfer fees are collected by the state and uniformly collected by all customers. Don't worry, the commission is charged by brokers, and the floating range is 8/10000 to 3/10000, so customers who make an appointment can enjoy preferential commission for opening an account. There won't be any fees for opening stocks without trading.

XI. Stock Operation:

There is no need to go. You can buy and sell stocks on the computer. You can also buy and sell stocks through mobile phone stock trading software! You can trade directly at home anytime, anywhere online. Finally, it's best to make an appointment by phone before opening an account, which will prepare the account opening materials in advance, save the account opening time, and apply for commission discount in advance.

Twelve, common sense of stock trading

1, trading time

Monday to Friday (except statutory holidays) 9: 30am-165438+0: 30pm1:00pm.

2. Bidding transactions

(1) Bidding principle: price first, time first. The higher-priced bill takes precedence over the lower-priced bill, and the lower-priced bill takes precedence over the higher-priced bill. Entrusting at the same price will take precedence over time.

(2) Bidding method: call auction will be held at 9: 00 a.m.15-9: 25 a.m. (all valid commissions will be handled at one time); From 9: 30 am to 1 1: 30 am and 1: 00 pm to 3: 00 pm, continuous bidding (valid entrustment shall be handled one by one).

3. Trading unit

The trading unit of (1) shares is "shares", 100 shares = 1 lot, and the number of entrusted purchases must be 100 shares or an integer multiple thereof;

(2) The trading unit of the Fund is "shares", 65,438+000 shares = 65,438+0 lots, and the number of entrusted subscriptions must be 65,438+000 shares or an integral multiple thereof;

(3) The trading unit of treasury bonds and convertible bonds is "hand", the denomination is 1 1,000 yuan = 1 hand, and the entrusted purchase quantity must be 1 hand or an integral multiple thereof;

(4) When the entrusted quantity cannot be fully sold or distributed, there may be zero shares (less than 65,438+0 lots of zero shares), and the zero shares can only be entrusted for sale, but not for purchase.

4. Quotation unit

Shares are quoted as "shares"; The Fund takes "copies" as the quotation unit; Bonds are quoted in "hands". Example: The market shows "Shenzhen Development A" 30 yuan, that is, the current price of "Shenzhen Development A" shares is 30 yuan per share. The minimum change unit of the transaction entrustment price: RMB 0.065438 +0 yuan A shares, funds and bonds; Deep B is HK$ 0.065438 +0 yuan; Shanghai B is USD 0.0065438 +0 yuan RMB; Shanghai bond repurchase is 0.005 yuan.

5. Price limit

In a trading day, except for the securities listed on the first day, the trading price of each securities shall not exceed 10% relative to the closing price of the previous trading day, and the entrustment exceeding the price limit shall be invalid.

6. "ST" stock

A stock with the word "ST" in front of its name means that the listed company has suffered losses continuously in the last two years, or for one year, but its net assets are lower than the par value, and there are major illegal acts in the company's operation. The exchange will give special treatment to the company's stock trading. The stock trading day is limited to 5%.

7. Entrusted withdrawal

Before the entrustment is completed, investors can cancel the entrustment.

8. "t+1"delivery

"t" means the trading day, and "T+ 1" means the second day of the trading day. "T+ 1" trading system means that the securities bought by investors on the same day cannot be sold on the same day, but can only be sold after automatic delivery and transfer the next day. ("T+0" bonds are allowed to trade in reverse on the same day. In terms of capital utilization, the funds sold on the same day can be used to buy stocks when they return to the investor's account, but they cannot be withdrawn on the same day, and can only be withdrawn after delivery. (A shares T+ 1 settlement, B shares T+3 settlement. )

9. Subscription of new shares

At present, there are two main ways to issue new shares in Shenzhen Stock Exchange and Shanghai Stock Exchange: online public offering and placing to investors in the secondary market.

(1), online public offering.

Investors should fully understand the prospectus and issuance announcement before subscribing for new shares.

(2) Before subscription, the full amount of funds must be deposited into the subscription fund account. The minimum subscription limit of each securities account is 1000 shares, and the subscription must be 1000 shares or an integral multiple thereof.

(3) Each account can only be subscribed once, and each 1000 share is assigned a number. For multiple subscriptions, only the first subscription is valid, other subscriptions are invalid, and invalid subscriptions will not be assigned numbers.

(4) The entrustment contract number is not the lottery number, but the computer serial number entrusted by the investor under the Ministry of Securities. Investors can check the number of new shares allocated through the telephone system or self-service system on the third working day after the subscription date. On the fourth working day after purchase, you can check whether you have won the lottery according to the winning number published in the newspaper and your own purchase number.

There is no handling fee for subscription of new shares. Unsuccessful funds will be automatically returned to the fund account on the fourth working day after the purchase date.

6. The subscription of new shares cannot be cancelled. The subscription time of new shares is from 9: 30 am to 3: 00 pm; Orders placed before 9: 30 am are invalid.

(2) placing shares with investors in the secondary market

(1) Investors must hold listed and circulating A shares on the registration date determined in the stock issuance announcement before they have the right to place new shares;

(2) Investors holding the market value of circulating A shares in Shenzhen-Shanghai Stock Exchange can use the Shenzhen-Shanghai securities account to participate in the subscription and placement of new shares issued by Shanghai Stock Exchange at the same time. The same new shares can be subscribed and placed, and the Shenzhen-Shanghai Stock Exchange uses their respective subscription codes;

(3) A shares with a market capitalization of 65,438+00,000 yuan per share can be subscribed for 65,438+0000 shares, and the number of subscribed shares must be 65,438+0000 shares or an integral multiple thereof. If the market value is less than 10000 yuan, it is not included in the purchasable market value;

(4) The market value of A-shares listed and circulated by Shenzhen investors in the same securities account in different business departments shall be calculated together;

(5) When applying for placing new shares, investors are entrusted to subscribe according to the subscription ceiling, and each securities account can only subscribe once. Oversubscription and repeated subscription are invalid subscriptions, and once the subscription is confirmed, it may not be revoked;

⑥ On the first working day (T+ 1) after subscription and allotment, investors should check the lottery in an effective way, and check the lottery on T+2. If they win the lottery, they must deposit the full lottery money before T+3 14: 00.

10, dividends and rights issue

1), dividend payable

Dividends and dividends refer to dividends and bonuses distributed by listed companies to shareholders. At present, listed companies in Shenzhen Stock Exchange and Shanghai Stock Exchange pay dividends in the form of bonus shares, cash dividends and bonus shares. Investors should clearly understand the dividend announcements published by listed companies in newspapers designated by the China Securities Regulatory Commission. Investors receive bonus shares and dividends from listed companies in Shenzhen and Shanghai, and do not need to go through any formalities in the securities department. They are entitled to pay dividends as long as they still hold such shares at the close of the day of registration. Bonus shares, bonus shares and

The cash bonus will be automatically transferred to the investor's securities account. Bonus shares arrive at the investor's account on the listing date of bonus shares; Dividends distributed can only be automatically transferred to the investor's capital account after the listed company transfers the money to the account.

2), appropriation payment

Investors should have a clear understanding of the prospectus of the rights issue of listed companies. At the end of the rights issue in date of record, investors who hold these shares will automatically enjoy the rights of rights issue without going through the registration formalities. However, during the payment period of rights issue, investors must go through the payment procedures, otherwise the rights issue will automatically become invalid after the payment expires. Investors can subscribe through telephone, keypad, hot self-help, online trading and other systems. The entrustment method is the same as the entrustment of buying and selling stocks, and the allotment is deducted from the capital account.