20 18 has made a good start. Where is your into the pit point?

20 18 China life enjoys annuity insurance for the first time, with universal main insurance to meet the needs of consumers such as pension, wealth management and asset inheritance. The biggest feature of China Life Prosperity is that it has two universal accounts, which are matched with two universal insurance. Isn't it great? In addition, what are the characteristics of the annuity insurance enjoyed by China Life Shi Sheng?

20 18 is the exclusive feature of China Life.

1, dual universal account: China Life 20 18 consists of China Life Shi Sheng exclusive annuity insurance (dividend-sharing type) and two universal insurances: China Life Xinzunbao whole life insurance (universal type) (type A) and China Life Xinzunbao whole life insurance (universal type) (type B), and all other products are matched with only one universal account. This is a fine tradition of longevity in China, and the winners of China Life 20 17 Xinfu are also equipped with double accounts.

So, what are the benefits of doing so? Xinzunbao whole life insurance's model A is closed and model B is open. The former does not pay an annuity, but some of them are not restricted. After the last contract comes into effect 10 years, 5% of the personal account value will be paid, but it cannot exceed 20% of the premium, with some restrictions. The two cooperate with each other to innovate the financial management and guarantee of portfolio insurance.

2. High return on special survival fund: China Life Shi Sheng enjoys the right to pay special survival fund in the fifth and sixth years. If it is paid in the fifth year, 60% and 40% of the first year's premium will be returned respectively, that is, the first year's premium will be returned, and the funds will be returned quickly.

3. Return at maturity: Unlike other products, China Life Insurance Shi Sheng Exclusive Annuity Insurance (dividend-paying type) can only guarantee 20 years. This is also a remarkable feature of this product. When the guarantee expires, the paid premium will be returned once and the principal will be guaranteed.

The 20 18 products of Ping An, PICC, Pacific, Taiping, China Life Insurance and other large companies in the industry have all come out, and they are all in the form of dividend annuity insurance and universal accounts. Which product do you like best among so many similar products?

Can be viewed: 20 18 insurance product inventory (comparative understanding in continuous update.