What are the benefits of buying old-age life insurance?

Among life insurance, annuity insurance is the most common old-age insurance. Let's take annuity insurance products as an example to tell you the benefits of buying annuity insurance.

About the detailed introduction of annuity insurance products, Senior Sister has arranged it in this article. Friends who want to know can come and see: Is annuity insurance good? Is there a pit? Do you have any good products?

Annuity insurance is based on the survival of the insured, and the payment of survival insurance usually takes a certain period of time until the death of the insured or the expiration of the insurance contract. It mainly has the following advantages:

1, forced saving function

Nowadays, many people like to spend in advance, and their awareness of saving is not strong. If you choose to insure annuity insurance products, you will pay the premium regularly every year. In the long run, they will gradually form the habit of saving and save a considerable sum of money. Starting a business, getting married, raising children and supporting the elderly in the future can be handled more easily.

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2. Stable income

The annual income of annuity insurance is written in black and white in the contract. When and how much you can receive each time are clearly written. That is to say, when we insure, we can clearly know what proportion of the annual income of this annuity insurance product we insure, and the interest rate will not change because of the changes in the future market environment.

It should be noted that the total income of annuity insurance products with a long guarantee period generally grows slowly in the early stage and rapidly in the later stage. If you need to surrender your insurance soon after applying for an annuity, you may lose a lot.

Finally, Senior Sister shared a list of annuity insurance with you. If necessary, you can have a look: Top Ten Annuity Insurance Rankings.

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