Wang Shi advised young people not to rush to buy a house if they have money. Do you think young people should tighten their belts to buy a house?

Buying a house is equal to limiting life, which is the truth; But young people don't buy a house if they have money, and they never agree: if you can buy it early, you must buy it early!

Wang Shi said that young people should not buy a house easily if they have money, because buying a house will limit their development. After buying a house in this city, I can only stay in this city. The truth is indeed this truth, and it is also very correct. But as a young man coming out of the countryside, I tell you with my own practical experience that you still have to buy a house if you have money. After all, you are still waiting to buy this year, and you can only cry and say that I can't afford it next year!

Briefly talk about my own situation: my home is a mountain village in Shandong Province. I studied in Jinan and stayed in Jinan after graduation. 20 19 is the fifth year of my graduation. I began to prepare to buy a house after the Spring Festival last year. The reason why I am in such a hurry is that house prices have risen too fast in the past two years, far exceeding the increase of my salary. I'm afraid that in the later time, the rising speed will still be very fast, so I can only start decisively.

Actually, I went to see the house as early as 17. At that time, house prices had not risen. The newly opened residential area is around 7,000, and the better area is around 10,000. At that time, I saw the house and felt that I was still young. I was afraid of the pressure of repaying the mortgage and didn't want to buy it. Unexpectedly, a year later, the house price increased at twice the rate, and the average house price more than tripled. Look at your salary. It's hardly increased. So that is to say, I bought a house with the same original price.

According to Jinan 20 18 price chart, the current price has increased by 3000-5000 on average.

Is it stressful to buy a house? Does it limit development?

I started a second-hand house of 56 square meters, with a total price of 1.35 million (plus intermediary and taxes). The down payment is 380,000 yuan, the loan is 920,000 yuan, and the monthly mortgage is more than 5,300 yuan. My salary and all the extra money have been filled into the mortgage, which is very stressful. When I want to jump ship, I dare not act easily when I think that the mortgage will not be earned next month. Sometimes the house really becomes a stumbling block for me to jump ship and so on.

Have you ever regretted it? Shouldn't we buy a house so early?

Say firmly: no regrets. Give me another chance to choose, I will choose to buy a house! When working hard in a foreign city, even if I have more friends, I still feel like a rootless grass floating in the wind when I am alone at night. When I have a house, I feel I have a place in this city. I am full of energy for my own struggle!

As an ordinary wage earner, the increase in wages can't keep up with the increase in house prices! So if you start early, the house can be settled early! The pressure brought by the house has become a kind of happiness pressure! ?