How to calculate the interest on demand deposits of rural credit cooperatives? Tell me what you know.

Rural credit cooperatives time deposit interest rate:

1, and the annual interest rate of demand deposits is 0.385%;

2. Time deposit

(1) lump sum deposit and lump sum withdrawal is 2.86% for three months, 3.08% for six months, 3.30% for one year, 3.75% for two years, 4.25% for three years and 4.75% for five years.

(2) lump sum deposit and lump sum withdrawal, lump sum deposit and lump sum withdrawal, with the interest rate of 2.86% for one year, 3.08% for three years and 3.30% for five years.

③ Term and term loans with the same interest rate within one year will be given a discount of 60%.

Letter of credit clause

The borrower shall meet the following basic conditions when applying for a loan: the products are marketable, the production and operation are profitable, the credit funds have not been misappropriated, and the credit is strictly observed:

1, with the ability to repay the principal and interest on schedule. The original loan interest payable and the loan due have been basically paid off; If there is no repayment, a repayment plan approved by the lender has been made;

2. Except for natural persons and enterprise legal persons who do not need the approval and registration of the industrial and commercial department, the industrial and commercial department shall handle the annual inspection procedures;

3, rural credit cooperatives have opened a basic account or general deposit account, and keep a certain amount of deposits in the account; Voluntary acceptance of the supervision and inspection of credit and settlement by lending institutions can ensure that business plans and related business and financial statements are submitted to lending institutions on a regular basis.