Please write an English composition of 200 words. 100! !

In the past two weeks, I spent a lot of money on transportation, shopping and eating out. I must write a written budget plan as soon as possible. I think this is useful because "the budget is to tell me where the money has gone, not to know where it has gone." Dad used to tell me that saving money can stabilize my money. I started to save some money. I plan to spend it on my future education. I am saving money to buy a car instead of spending too much money on transportation every month. I won't put my money into a mutual fund unless it's time to let it sit still for at least five years. I know my savings is not an investment, I just start from now on. I was surprised when I learned that the value of money was getting smaller and smaller, and I always exceeded my budget at the end of the month.

I think I must make some changes, especially in my consumption habits. I must stay away from those places that tempt me to spend money, because I overspend, especially eating. Eating out can be expensive in this city. I will write down my income and expenses today and spend my income on paper before the beginning of the month. Besides, I will try to use a consumption system to help me spend cash. I will only use the allocated money to buy certain things. When the allocated cash is used up, I won't buy anything else in that budget category. I need to take this seriously. I know that it is a sign of maturity when I put off waiting today to ensure that tomorrow will be better. Economic peace is what I want.