What are the reasons for refusing to borrow money online? Where else can I apply?

Many users complain that it is getting more and more difficult to apply for loans now, either failing to reach the basic threshold, or being rejected for approval, and some even being rejected while waiting for loans. This situation is of course influenced by the general environment, and it is also inseparable from the comprehensive conditions of users.

Today, I will briefly tell you, what is the reason why online borrowing money was rejected? Where else can I apply?

1. What are the reasons for refusing to borrow money online?

1. Too much debt: Many users didn't come for nothing. After the credit report is printed, you can use more than a dozen loans or credit cards at will, and you have a lot of debts. For ordinary people who earn only a few thousand dollars and have no other source of income, I believe that no matter which platform they see, they must doubt whether they can return it.

2. Poor credit information: In the past, many loan platform products did not need credit information, so many users just borrowed and the credit information was poor. Even if a part is paid off, there will be slight overdue from time to time, so these will make the platform doubt the user's repayment credit. A person without credit, the platform is naturally unwilling to take risks to do credit.

3. Average economic strength: If the user has a high monthly income and a car and a house under his name, even if he is heavily in debt, the impact will not be great. After all, he has the ability to repay. Some platforms don't even pay special attention to the previous overdue behavior, as long as it is not the current overdue or continuous, it can basically be approved; On the other hand, naturally it will not work.

Second, where to apply?

If there is no big problem in the comprehensive evaluation of users at present, the following products can be applied, and the pass rate is not bad.

1 360 IOU: This product is a 360 financial platform with a credit line of 500,000-200,000 and a loan term of 3- 12 months. You can apply by providing your ID card, mobile phone number and bank card.

2. Comfort Flower: It is instant consumer finance, and the platform belongs to a licensed institution. The credit line of the loan is between 1 0,000-200,000, the loan term is 1- 12 months, and the applicant should be 18-55 years old.

3. Fund-raising: It is consumer finance in Central Plains, and the platform is also a licensed institution approved for establishment. The credit line of the loan is between 1, 000-200,000, and the loan term is 1- 12 months.

4.e-point loan: Yin Bei consumer financial products, the maximum credit line of the loan can reach 50,000, and the loan can be released in 30 seconds at the earliest.

The above is about "what is the reason for the rejection of online loans? Where can I apply? " I hope I can find it helpful after reading it.