Can I buy or sell a room card?

With the development of society, whether it is real estate or the Internet, there will always be various fresh words. Recently, some property buyers came into contact with the word room card room when buying a house, but they didn't know much about the room card room, so they felt very confused when buying a house. Can I buy and sell a room card? What's the difference between a card room and a property room? Let's take a look with Bian Xiao!

1. Can the room card room be bought and sold?

Whether the house card can be traded mainly depends on whether the house has a real estate license, but because it is different from ordinary commercial houses, the holder of the house card only has the right to use the house, not the ownership of the house, and can only transfer the right to use the house. In addition, the purchase object of the house card house is limited to the buyers with local accounts, and the lessee can only transfer the right to use the house to others with the consent of the property owner. The new lessee needs to pay the house price in one lump sum, and loan payment is not allowed.

2. What is the difference between a card house and a property house?

1. First of all, talk about property houses. Property housing generally refers to ordinary commercial housing with land use certificate and real estate license, which is affected by the national purchase restriction policy. Property houses are not affected by household registration, that is to say, even if the property owner's household registration is not settled in the property house, it will not affect the property owner's ownership of the house.

2. As for the room card room, it refers to the rented room directly managed by the Housing Authority. The lessee only has the right to use the house, and can transfer the right to use the house to others during the lease period. The nature of the land of the house card room is generally allocated, mostly in the downtown area.

3. Property owners have the ownership of the house, and they can apply for loans when purchasing, and they can go through the formalities of property mortgage. Property houses are generally located in well-equipped communities. Housing card house is a kind of policy housing, only the right to use the house, and the lessee must have a local household registration.

Summary: The relevant content of whether the room card room can be bought or sold is introduced here for everyone, hoping to help friends in need. Finally, I remind you that in the process of buying a new house, you must know what kind of property right the house belongs to and see if it meets your own needs, so that you can buy a suitable house.