How can a female friend politely refuse to borrow money from me?

If you are just a female friend and you have no plans for her further development, just tell her that you want to help her very much, but you don't have any money now. Let's talk about the places where you have to use money in the near future, and it's difficult for you now. It's really helpless.

If this female friend knows that you have money and doesn't recognize your polite refusal, she must borrow money from you. In order to prove that what you said before is not false, you need to repeat what you said before, and then change the subject. Refuse to talk to her about borrowing money again Let her understand your situation by herself, retreat from difficulties and leave you alone.

It should be noted that if you have a plan to further develop your love relationship with this female friend, don't refuse to suggest the amount of money you can borrow. What you need to do is to set up an iou like a friend and agree on the date of return. If the money borrowed exceeds your ability, you should tell her your real financial situation. If she still needs to borrow, you should negotiate the amount of money to lend, not to meet her financial needs. If you don't know her well, don't do anything to help her borrow money for her sake. It is risky to do so.

above, I hope it will help.