Talk about small investment.

Entrepreneurship and investment are two concepts, some of which are not clear. Entrepreneurship is to use other people's money to realize your own ideas, which means that entrepreneurship does not need money. If you think that starting a business must have your own money, then you are not suitable for starting a business at present. You must study hard.

Investment means that you only need to invest money to see good projects. That's it in a nutshell.

Let's talk about entrepreneurship first. Not everyone is suitable for starting a business. If you want to start a business, you must have a smart mind, extraordinary courage, a certain diploma, good ideas, the ability to judge the future market, organizational skills, negotiation and communication skills and other conditions.

Then even if you have all these, you may not succeed, but you must start a business. It's okay to fail a few times. If you succeed once, your life will change dramatically, so you must stick to it. As long as you get through this difficult moment, you are the most beautiful.

Many people say that I have no entrepreneurial mind. It doesn't matter, you can invest.

Many people don't understand investment, and always think that investment needs a lot of money, but it is not. I have also summed up some experience over the years.

Let's talk about the way of investment first.

For example, if you buy a house and rent it out, the rent is greater than the monthly payment. This is your asset. In a few years, the house will appreciate, and you will earn hundreds of thousands by selling it. This is called real estate investment to bring returns.

For example, the money you earn by doing business in partnership with friends, and then buy financial products such as stocks and funds, and the return brought by appreciation.

There are two ways to make money.

One is active income, which is the income you get through your own manual labor.

The second is passive income, which is your asset. What you invest can bring you benefits.

Let's think about it. Active income is very tired, earning little, and passive income is different. What you earn is easy money. If the market prospect of your investment is good, the income you bring will not be capped.

So rich people, or people who can make money, earn passive income. Think about it. A few years ago, people could earn one or two million yuan by buying a suite, but when can ordinary people earn so much money by physical strength?

Therefore, we must learn to earn passive income. If you are not suitable for starting a business, you should learn to invest.

No matter how much money you have, you can invest to increase the value of your assets. If you have less money, you can invest in small projects, all from small to large. One bite won't make you fat. How to operate? Let's analyze it.

First, no matter how much money you have, don't put it in the bank, because inflation depreciates faster every year than the interest the bank gives you. Some people say that it is safe to deposit in the bank, and as long as you deposit it, it will depreciate, so the safe place is often the most unsafe.

Second, you should learn to find projects. If you don't have project resources and don't know what to invest in, then start with people around you, see what people around you are doing, actively participate, and don't be afraid of investment failure.

Third, encourage people around you to start businesses. For example, chef Zhang Sanhui, you can encourage the opening of a small restaurant, and then you can invest some money to pay dividends in proportion.

For another example, Li Si is a hair stylist who works for others. You can encourage him to open a small barber shop, or you can invest money and pay dividends in proportion.

For another example, if Wang Er works in a tea shop, he can encourage the opening of a tea shop as a boss, you can invest, pay dividends in proportion, and so on.

Fourth, I'm talking about small investments. You shouldn't be involved in the operation. Say yes in advance and have good ideas or suggestions, but don't participate in the operation.

In this way, you don't have to do anything, and you will never be short of money. You should learn to let others work for you. Everything is an accumulation process. Do as I say, and you can invest in many projects in a few years.

Therefore, we are not short of money. What we lack is only the way to make money. Of course, investment is risky, but there is no big problem if you don't put all your eggs in one basket.

People always want to pursue upward. While doing your job well, it is better to invest in sideline business. When you find that your sideline brings you more income than your job, it shows that you have made little achievements, and gradually you will fall in love with investment and enjoy the return it brings you.

That's all for today's essay. If today's content doesn't suit you, follow me and share different industries every day. There is always something for you.

I am Mimi chubby, and I pay attention to my progress every day.