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How to divide the joint liability of drivers and passengers?
1. Who will pay for the injured passengers in the car accident?
1. The carrier shall be liable for the injuries suffered by passengers in automobile accidents, unless the casualties are caused by the passengers' own health or the carrier proves that the casualties are caused by the passengers' intentional or gross negligence. Generally, insurers who underwrite compulsory motor vehicle insurance will compensate them within the limits of compulsory insurance liability; The insufficient part shall be compensated by the insurer underwriting motor vehicle commercial insurance in accordance with the insurance contract.
2. Legal basis: Article 12 13 of the Civil Code of People's Republic of China (PRC).
If the damage caused by a motor vehicle accident is the responsibility of one party of the motor vehicle, the insurer who underwrites motor vehicle compulsory insurance shall make compensation within the limit of compulsory insurance liability; The insufficient part shall be compensated by the insurer underwriting motor vehicle commercial insurance in accordance with the insurance contract; If the motor vehicle commercial insurance is still insufficient or uninsured, the infringer shall compensate.
Second, how long does it take to report the accident effectively?
The accident is valid as long as it is reported, but it is recommended that the parties call the police in time to collect evidence. After a road traffic accident, the party concerned fails to report to the police, and after the scene of the accident is eliminated, the party concerned reports to the traffic management department of the public security organ for handling, and the traffic management department of the public security organ shall record it in accordance with the regulations and make a decision on whether to accept it within three days.
I hope the above content can help you. Please consult a professional lawyer if you have any other questions.
Legal basis: Article 66 of the Road Traffic Safety Law of the People's Republic of China: The responsibility for traffic accidents shall be borne by the individual or unit that caused the accident.
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