Financial management! My mother gave me 7000 yuan for this semester's living expenses, which will not be used up for a while, and the interest on bank cards is too low. Where should I live?

This is your living expenses. You must withdraw it at any time within 1-2 days, depending on your expected income. I have two suggestions:

1. The balance treasure deposited in Alipay can be raised at any time with an annual interest rate of 3-4%.

2. The monthly increase of the loan deposited in you and me cannot be withdrawn within 33 days, and can be withdrawn at any time after that. The minimum annual interest rate is 6%. The longer it is left, the higher the interest rate will be, and it will reach 1 1% after the last 0 months.