How much do freshmen know about finance?

Freshmen's understanding of finance: Understanding of finance The application of finance is everywhere, which is reflected in all aspects of our lives related to the economy. No matter in banks, enterprises or financial planning, it is inseparable from finance.

In economic life, credit and currency circulation are inseparable. It is the basic content of finance to closely link credit and currency circulation, and to study their respective laws of movement, their position and role in economic life, and their mutual restriction with other economic categories.

The content of finance:

Finance is a subject that studies the economic activities of financing money and monetary funds. Finance is an economic science that studies the elements in the financial field, their basic relationships and operating rules. In the modern market economy, every family or individual and various economic units have to contact money and deal with finance almost every day.

Any commodity needs to be priced in currency, and any purchase must be paid in currency; People have various economic relations with financial institutions represented by banks, such as deposit, withdrawal and payment, applying for various production and operation loans or consumer loans, handling various insurances, buying securities and so on.

Newspapers, TV and radio stations are reporting various financial information such as stock market, foreign exchange market and loan interest rate every day. In a word, all economic activities in modern society should be completed with the help of monetary credit, and all economic policies and regulatory measures should also play a role through monetary and financial means.

In this economic society, the basic categories of finance, such as money, credit, financial institutions, financial markets, financial aggregates, financial regulation and supervision, international finance, financial stability and development, are extremely important, and finance is a discipline that specializes in these categories. Therefore, only by studying finance can we master, understand and analyze these important financial categories.