Joke Collection Website - Talk about mood - How to treat "when you pay back the money, you should also give the other party interest." Not much interest, but the mind is very important "?
How to treat "when you pay back the money, you should also give the other party interest." Not much interest, but the mind is very important "?
As for whether the other party wants interest, it is his own business, not the borrower's. If I borrow money from others, I will definitely calculate interest. If the other party insists on not taking it, I will invite him to dinner and drink to express my gratitude.
Others can lend you money, no matter from which angle, others believe you. You can pay interest when you pay back the money. Prove that you are a very principled and trustworthy person.
Relatives can borrow money in two ways. For example, in business, it is best to repay the principal and interest at the highest regular interest rate on bank deposits. There is no need to give it to others because it is lower than your loan interest rate. Among relatives, the one who can borrow money is the closest, so it is ok to repay the principal.
A friend who borrows money is already a good friend. Except for emergency hospitalization, the borrower should repay the principal and interest, but the creditor should not be another matter.
Once, a classmate of mine was in urgent need of 10,000 yuan for cosmetics business, and paid it back one year later 10500. I didn't refuse at all, because the one-year interest rate of the bank was above 5% at that time. At that time, this classmate was very grateful and said that it was not ordinary students who could borrow money, but with the passage of time, I have long forgotten this feeling. Now wechat rarely contacts, and it is already very strange.
Therefore, I advise you to be more emotional and less rich, saying that money is not affectionate, not to save lives, but generally not to borrow, not to borrow is a friend, borrowing a debt that can be repaid is a good person, and it is not good to make people and money empty and friends become enemies.
Real friends and relatives must have met with temporary difficulties and had no choice but to ask you for money. If I had money, I would never go for profit. This is not just talk. A few years ago, my wife's brother had difficulties at home. My nephew decided to change villas and borrowed money from me, promising to pay higher interest than the bank. I delivered the money myself without saying anything. I said we don't need it in a hurry, and it's not too late to pay it back to us when it's returned to someone else's house. I don't want to get any benefits from you. A few years later, my brother brought his son and daughter-in-law to pay back the money. My nephew and wife also paid back the principal and gave me a lot of money as interest. My wife stood by and said nothing. I resolutely returned the interest to her without taking a penny. The last family had a light meal at my house and went home happily. In my opinion, affection is better than money. My nephew wants to give you interest, which shows that she is sensible and doesn't want to take advantage of others. I was right to help her. She is a brother.
If you borrow money to pay off your love debt, gambling debt, etc., you can't borrow any more money. It's not an emergency, it's helping others. The most hateful thing is that when you ask for money, you also swear, and then there is nothing else. You ask him for money, and you lose face. It can be seen that there are all kinds of people in the world, so we should make a good argument.
As the saying goes, it is not difficult to borrow again. When you are in trouble, someone lends money to help you. You must pay back the money in time and pay the agreed interest. You can't lose others.
Nowadays, it is a common phenomenon that people borrow money from each other in the economic exchanges between people in society. If both parties agree to have interest when borrowing, they must repay the loan and pay the interest in time when the repayment period comes; Relatives and friends help each other borrow money, and the other party insists on not paying interest, and also gives some gifts when repaying. This is human nature.
When I was a child, my mother often taught my brother and sister not to take advantage of other people's homes. She did the same thing. At that time, the conditions of every family were not very good. When the children have time to go to school and borrow some money from their neighbors, the mother will never forget that when she pays back the money, she will send some apples or eggs to express her gratitude. My mother's grateful and honest attitude has always influenced me.
In the final analysis, when paying back the money, whether it is paying interest or giving a gift to express gratitude, it is to carry forward the traditional virtues of gratitude and honesty of the Chinese nation.
This is a good question, and I am happy to answer it.
Generally speaking, since people are willing to lend you money, they don't expect you to repay interest. If you pay back the interest together, the other party will definitely look at you differently, and you will definitely be a grateful person and an honest person. What is more important than gaining the trust of friends?
As the saying goes, it is not difficult to borrow again if you borrow and pay back. It is the most important thing to establish such a strong trust relationship with friends or relatives, and help each other and grow together in the development of their careers.
Thank you for reading. If you have any ideas, you can leave a message in the comments section. Please pay attention to those who like it.
Pay back the money with interest. Not much interest, but intention is very important. I agree.
What I want to say is that although you borrowed money from others, although the interest is not much, you must pay it back. Interest is not important. What matters is the trust of the person who lent you money.
Nowadays, no matter how much money people have, they would rather keep it in the bank than lend it to others, because it is safe to save it. How many people have caused a lot of trouble by lending money to others.
Some people are in high spirits when they borrow money from you. They just said something nice and said whatever they wanted. It's not like this when you ask for money. It is ok to ask once or twice. If you wait many times, he will get impatient. Many people have good relations. It was because they borrowed money for money that they broke up later, and some even went to court, so some even went to court.
So what I want to say is that this person can lend you money. It can be seen from this that he has enough trust in you. Although you said that you spent his money and paid interest, we owe someone a favor just because he trusted you.
The above is my view on this matter.
I was born in the countryside. When I was a child, my family was not rich. As far as I can remember, most families in Nakamura don't seem to be very rich. They often borrow money from each other. One year, my father borrowed 500 yuan from the neighbor next door. When he sold the wheat to pay back the money, he specially bought some fish to send there. I don't know why I sent them to my neighbor's house when I was a child. Later, when I grew up, I borrowed money from others and lent it to others. I seldom think of asking others for interest. At most, someone invited me to dinner, and later I learned that the fish my father gave me was actually a benefit.
First, people lend you money, which shows that they are considerate of you.
All the people who can lend you money now have excellent feelings. Maybe everyone is talking and laughing at ordinary times, which seems to be harmonious, but as long as someone mentions borrowing money, it is estimated that most people will stay away from you, consider your practical difficulties from your point of view and lend you money. I dare say that there are very few people except those closest to me. These people who dare to lend you money are definitely noble people in your life. No matter how much they borrow, it shows that they have a "heart" for you. Everyone who borrows money should understand that this "heart" is hard to come by. Some people can't learn. When you borrow money, you are a grandson, and when you pay back money, you are a grandfather.
Second, you must be grateful for borrowing money from others.
In fact, it is not easy for everyone to make money, and every penny embodies the hard work of others. As a working-class person, people often lend you money by saving money. When you are in trouble and waiting to use money, others know your difficulties and it is not easy to ask. Those who can help always try their best to help. But as ourselves, we must be grateful. Nobody is short of us. It's a good intention for others to lend it to you, and it's our duty not to lend it to you. Since I lent it to you, I should remember the kindness of others from the bottom of my heart, never forget how desperate I was after experiencing difficulties, and forget that others gave us a timely help, which is good for me.
Third, when you have the ability to pay back the money, you should also pay attention to the method.
Borrowing money tests feelings, and paying back money pays attention to methods. Don't think that paying back the money is over. You owe nobody. Sometimes you do have to pay back the money, but don't forget that when you borrow money, you still owe the friendship lent to you by others. Whether it is repaid together or not, this friendship is not just a benefit. No one will really care about lending you money, unless it is usury. China people are very reserved and have a lot of face in culture. When you borrow money, you should take care of your face and pay back the money. After the money is paid back, we can invite others to dinner in the future, and we can give some interest according to the bank interest rate, but the most important thing is that you should also give a gift back when others borrow money.
In a word, just like those fish, it is not so much interest as father's gratitude to his neighbors. There are not many things, but friendship must be there.
Pay back the money with interest. I don't have much interest, but it's important to be careful!
This statement and practice are so right that it is necessary to do so. Let me talk about my opinion!
Let's talk about borrowing money first
These days, no matter who can lend money, it is definitely a friend, and it is definitely a friend among friends who can lend you money without shirking after you open your mouth. Isn't there a saying "Ask him for money if you don't want friends"? Of course, this statement is not 100% absolute. Let's treat different situations differently. Therefore, if you can only lend a helping hand when you are in danger, you must first be grateful.
Let's talk about paying back the money.
When you borrow money, you must say when to pay it back. The more friends, the more clear. "Brother, the accounts are clear", behind which you are not confused and frank, it is best to take the initiative to make an IOU and indicate the repayment time. Then you must pay back on time strictly. If you have difficulties, you should take the initiative to communicate with your friends in advance, and whether you can postpone it. If the other party does not agree, then no matter what method is used, it must be returned strictly on time. Can't bear resentment! Helping you is a duty, not helping you.
Finally, talk about interest.
If friends help each other, even if they give him a note in front, there will be no interest on the note. However, as a grateful person, don't play dumb. When you pay back the money, you must add interest appropriately (it is recommended to refer to the interest of bank loans). Ordinary friends will not accept it. But give it or not is personality problem. You give, others don't accept, and the other party accepts. You play dumb. Although the other party doesn't say anything, they will look down on you for three points in their hearts.
Finally, to sum up, if the other party does not charge you interest. Then if the other person is a man who smokes, you can send two cigarettes, and the lady can send some cosmetics and so on. Although it is not worth much, it is priceless. In this way, friends will respect you in their hearts, and others will not hesitate to help you next time they encounter difficulties! Because you have a good character! And character is as important as anything!
I agree with this idea! It's not easy to borrow money. You have to pay it back. The interest is not much, but be grateful!
In real life, each of us has difficulties, such as buying a house, getting married, or having family members get sick sometimes, or having temporary cash flow in business, and so on. Once these difficulties are in front of us, when our own funds can't bear the heavy burden, we should seek help from relatives and friends and borrow some from them to help us tide over the difficulties.
In today's society, everyone is living an increasingly realistic life. Even relatives and friends should never ask for money unless they have to, because once they ask, their self-esteem will be hurt. Because you give up the decision, you can only let others borrow it or not.
Therefore, in the face of everyone who can lend you money, you should learn to cherish this feeling. When you pay back, you must keep your promise as much as possible and pay back the money. If the interest is agreed, it should also be paid together. If the other party doesn't need benefits, you should try to bring a cigarette to show your sincerity! If you can't return it when it expires, you should also take the initiative to explain the situation to the other party and express your gratitude! Never be a grandson when you borrow money, and a grandfather when you pay it back! "This kind of thing, also money determines a good reputation. Once a person loses his reputation, it is estimated that he will talk about it again. Even if he is a relative or friend, you will never gain anything.
In today's society, the person who can lend you money shows that the other person has trusted you very much, and this feeling should be cherished. As for paying interest, it's already a piece of cake!
It's not difficult to borrow and lend, it's the basic game of being a man! It is a matter of course to borrow money and pay back the money, and it is also the basic principle of being a man!
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