People who buy Ping An insurance must have money and no money, so don't buy it, because if you find that you have been cheated, the rich can afford it, and the poor can't afford it.

Whether you have money or not, insurance is a necessity in life, which is a responsibility to your family and yourself. It is true that some people buy insurance and don't pay for it. This can't be blamed on insurance companies, because as long as you buy it, all insurance companies will pay for it, which is within the scope of insurance contract protection. It's just that some salesmen may blindly meet customers' requirements in pursuit of performance and fail to do a good job in customer protection, which leads to accidents for customers, but they are not within the scope of protection, so naturally they can't get claims. For example, some companies will reimburse you for traveling by train, but will they reimburse you if you have to fly? The reason is the same.