A penetrating sentence to advise others not to take money too seriously. Please help me think of a few sentences. Thank you.

The purpose of making money is to spend it, but you can’t live without savings! If you are single and have no mortgage or car loan, you can eat enough for one person and the whole family will not be hungry! But if you already have a mortgage and car loan and want to start a family, will you still spend money without thinking? Good steel is used on the blade, and scrap iron cannot be used for the blade! Unless you have a mine at home, you can use a steel knife or even a gold knife