Why can't the reserve fund be used for a while?

Why is the Alipay reserve fund in use and suddenly not used?

Alipay reserve fund suddenly can't be used for the following reasons:

1, exceeding the number of withdrawals. You can only withdraw money twice a month. Although you still have the available amount in this case, if you have withdrawn the money twice, you won't be able to use it this month.

2. The comprehensive score is insufficient. It means that the comprehensive score of your current Alipay account does not meet the standard for using the reserve fund, and the system has recovered the qualification for using the reserve fund. There are many reasons that affect the comprehensive score, such as spending money/borrowing money/online merchant loans overdue, who used the reserve fund before and failed to repay it in time.

But if your comprehensive score is up to standard, it is still possible to resume using it. You can follow the "Alipay reserve fund used to be used, but now it can't be used suddenly?" Try it in this article.

Why is Alipay's reserve fund suddenly gone? This reason many people didn't expect!

; ? For many Alipay users, they already have a reserve fund. However, a friend suddenly found that his original Alipay reserve fund was gone. Everyone especially wants to know how the Alipay reserve fund suddenly disappeared. Here, let me tell you why.

The credit line of Alipay reserve fund is determined according to the borrower's comprehensive credit, and will be adjusted irregularly according to the evaluation results. If the borrower fails to meet the credit standard in the comprehensive credit evaluation, the account will be closed.

There are many reasons why the borrower's comprehensive credit can't meet the conditions for the use of Alipay reserve, such as:

1. The last time you used Alipay reserve, you didn't repay it in full and on time, but it was seriously overdue.

2. You have a bad online shopping record and a bad credit lease record, which has caused a negative record for your sesame credit.

3. loans overdue occurs in other financial institutions, and the credit card is overdue.

4. Alipay-certified personal data has expired, such as ID card.

5. Alipay account is detected to be risky and may be stolen.

exceptional case

Your Alipay reserve fund suddenly disappeared, or you may have accidentally closed the Alipay reserve fund. In some cases, the Alipay reserve fund may not be reactivated soon after it is actively closed.

Above, I answered the question of how the Alipay reserve fund suddenly disappeared. In short, the main reason for this result is that everyone's comprehensive credit score does not meet the conditions for use.

Reveal the secret! Why is the reserve fund suddenly gone and can't be used (teach you how to recover the reserve fund)

Recently, users who borrowed the reserve fund responded that after paying off the reserve fund, it suddenly disappeared and could not be used. Even some users used to have a reserve fund, but it was useless. Now they want to borrow through the reserve fund, and suddenly they find that there is no limit to the reserve fund. Then, why is the reserve fund suddenly gone and can't be used? Is there any way to restore the reserve fund? Today I'm going to reveal a big secret for your reference.

Why did the reserve fund suddenly disappear?

When you find that the petty cash you are using suddenly disappears, you should pay attention. There may be credit problems for two main reasons:

1. Whether the reserve fund can be used mainly depends on whether the personal comprehensive credit score meets the use standard of the reserve fund. When evaluating information from multiple dimensions, if the credit score fails to meet the use standard of the petty cash, then you will not be able to use the petty cash function, and you can use it before, because your credit score has reached the use standard at that time.

2. When using flowers and borrowing flowers is overdue, it will directly affect the use of the reserve fund, because all three are Alipay products, and the credit scoring model used is sesame credit score. Once there is a problem with any credit product, it will directly affect Sesame Credit, leading to the cancellation of the reserve fund.

The reserve fund suddenly became unusable.

1. Is the reserve fund overdue? Although it is no problem for some users that the reserve fund is overdue for one day, it is often overdue for one day, and the system will still determine that there is something wrong with your credit and directly block it for you.

2. If the reserve fund is not overdue and cannot be used, it is necessary to consider whether the flowers and borrowings are overdue. If one of them is overdue, the reserve fund will not be used. Once overdue, sesame credit will have a negative record, leading to credit warning. First, temporarily restrict the use or closure of the reserve fund.

How to restore the use of spare funds

Whether the reserve fund can be reopened after it is gone is also a question of many users. As mentioned above, depending on the reasons why the reserve fund cannot be used, you can try the following methods to re-enable:

1, Sesame's credit score is insufficient.

Sesame credit score is a comprehensive evaluation of credit from multiple dimensions. You can use Alipay to pay the credit card, pay the water and electricity bills, and Taobao to fill in your real address, so as to improve the authenticity of credit information and thus improve the credit score. This method takes a long time.

This account is overdue.

Regardless of the imprest, flower shop and loans overdue, they should pay off their debts at the first time. After a while, you will try it. Any one of the three credit products will affect the use of other products. At the same time, it is reminded that the longer the arrears, the greater the impact on credit.