... insurance premium, due payment, what do you mean, due payment is paid by yourself. ...

Simply put, the amount of insurance is related to the amount of compensation. Insurance premium is the money you need to pay for this insurance. When the insurance expires, metal is a kind of insurance money, and it is the money that can be collected when the insurance expires.

Let's give you a detailed introduction!

In fact, these are basic insurance knowledge, and you can see what you don't understand: super-complete! Everything you want to know about insurance is here.

The insurance amount is the amount paid by the insurance company or calculated according to it when it is out of danger. Generally, you can choose the insured amount directly when you apply for insurance. For example, if you insure 500,000 for critical illness insurance, you will pay 500,000 according to 100% of the insured amount.

Insurance premium is the cost of insurance, which can generally be divided into one-time payment or monthly and annual payment.

Generally speaking, some insurance companies agree on the insured amount according to the premium, and some insurance companies determine the premium according to the insured amount.

For example, the premium of critical illness insurance is generally agreed according to the insured amount. When you apply for insurance, you must first determine the insured amount, and the insurance company will calculate how much premium should be paid according to the insured amount.

So how to choose the right amount of insurance? Can be used as a reference: how much insurance is appropriate? Tell me the doorway inside.

It should be noted that when the insurance liability and insurance amount are determined, the longer the payment period is chosen, the less the premium will be paid each year, so the pressure of payment will be less. If the income is not high but stable, the partner can choose a longer payment period.

Maturity payment is a kind of insurance money, which generally appears in both insurance and annuity insurance, that is, after the expiration of the guarantee period, if the agreed conditions are met, the insurance company will pay maturity payment to the insured or beneficiary as agreed.

In addition, when buying insurance, everyone should pay attention to these points: teach you to identify the pit in the insurance contract!

The above is all my answers to this question, I hope it will help you!

Hope to adopt!

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