Is it necessary to buy accident insurance?

It is necessary to purchase accident insurance because accidents are everywhere and we cannot control or predict them. Moreover, according to the data from the "Research Report on Accident Injury Risks of China's Insurance Population" released in 2017, Deaths and disabilities caused by accidental drowning or floods accounted for more than 96%; accidental injuries caused by falls accounted for 25.2%. From the perspective of major categories, accidental injuries caused by traffic accidents accounted for nearly 33%.

If you want to know more about accident insurance, you can click: Should you buy accident insurance? How to buy it? What are the types? Comprehensive analysis and comparative evaluation

Accident insurance is usually a guarantee. In case of accidental medical treatment, accidental death or disability, if you configure an accident insurance, you can solve the problem of medical expenses caused by the accident. If unfortunately, accidental death or disability occurs, if the corresponding conditions are met, You can also get the agreed insurance benefits.

I have compiled a list of accident insurance before. Friends who are interested can take a look: the most worth buying accident insurance in 2022 is here

We buy accident insurance If so, just choose a one-year product, and there is usually no waiting period or health notification for accident insurance, so the threshold for insurance is relatively low.

The price of one-year accident insurance is not expensive, usually ranging from tens to hundreds of yuan. For ordinary families, the financial pressure is relatively small. So what is the appropriate amount of accident insurance coverage? For details, please click: How much insurance coverage is appropriate? Let’s talk about the secrets inside

I hope you will adopt it!

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